# bale by BTN vs BYOND by BSI

The clearest difference is review sentiment: BYOND by BSI at 63% against bale by BTN's 0%. BYOND by BSI also leads on rating (4.2 vs 3.3). bale by BTN's advantage is ads (none vs shown). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BYOND by BSI holds the better App Store score, 4.2 against 3.3. Both are backed by a comparable volume of ratings — 7 and 19 respectively. Written reviews point the same way: 0% of bale by BTN's written reviews are positive against 63% of BYOND by BSI's.

bale by BTN ships an update every 2 months, BYOND by BSI every 6 weeks. The most recent releases landed on October 7, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | bale by BTN | BYOND by BSI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (7 ratings)](https://appshunter.io/ios/app/bale-by-btn/id6443466424/reviews) | **[4.2 (19 ratings)](https://appshunter.io/ios/app/byond-by-bsi/id6444697752/reviews)** |
| Number of ratings | 7 | **19** |
| Positive reviews | 0.0% of reviews | **62.5% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 481 MB | 473 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BANK TABUNGAN NEGARA (PERSERO), PT TBK](https://appshunter.io/developer/853456614) | [PT Bank Syariah Indonesia, Tbk](https://appshunter.io/developer/927331651) |

## What reviewers say

### bale by BTN

[App page](https://appshunter.io/ios/app/bale-by-btn/id6443466424)

Manage all your banking needs and lifestyle services from a single, integrated application. Open accounts online, track financial transactions, and access property, merchant, and business services. Discover exclusive offers and manage your bills with ease.

**Highlights:** Online account opening, Integrated BTN ecosystem, Single Sign On, Financial transaction dashboard, Lifestyle and bill management, Property discovery and KPR simulation, Merchant and business services

**Features:** Vision Pro support

**In-app purchases:** none


### BYOND by BSI

[App page](https://appshunter.io/ios/app/byond-by-bsi/id6444697752)

This digital banking app offers a comprehensive suite of Sharia-compliant financial services. Easily manage accounts, make payments, invest in various assets, apply for financing, and access Islamic features like donations and prayer reminders.

**Highlights:** Open accounts remotely, QRIS and bill payments, E-wallet top-ups, Gold, SBSN, and deposit investments, Financing for various needs, Donations, zakat, and prayer reminders, Quran reader

**In-app purchases:** none


## Frequently asked questions

### Is bale by BTN free?

bale by BTN is free to download, with no in-app purchases.

### Is BYOND by BSI free?

BYOND by BSI is free to download, with no in-app purchases.

### Which has better reviews, bale by BTN or BYOND by BSI?

BYOND by BSI is rated higher. bale by BTN averages 3.3 out of 5 from 7 ratings, while BYOND by BSI averages 4.2 from 19 ratings.

### Do bale by BTN or BYOND by BSI have ads?

BYOND by BSI shows ads; bale by BTN does not.

### Which is updated more often, bale by BTN or BYOND by BSI?

bale by BTN ships an update every 2 months, and BYOND by BSI every 6 weeks. Most recently, bale by BTN was updated on October 7, 2026 and BYOND by BSI on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*