# bale by BTN vs wondr by BNI

The clearest difference is rating: wondr by BNI at 4.9 against bale by BTN's 3.3. wondr by BNI also leads on review sentiment (40% vs 0%) and ratings volume (2K vs 7). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

wondr by BNI holds the better App Store score, 4.9 against 3.3. That said, the two scores are not equally well evidenced: wondr by BNI has 2K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 0% of bale by BTN's written reviews are positive against 40% of wondr by BNI's.

bale by BTN ships an update every 2 months, wondr by BNI every 6 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | bale by BTN | wondr by BNI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (7 ratings)](https://appshunter.io/ios/app/bale-by-btn/id6443466424/reviews) | **[4.9 (2K ratings)](https://appshunter.io/ios/app/wondr-by-bni/id6499518320/reviews)** |
| Number of ratings | 7 | **2K** |
| Positive reviews | 0.0% of reviews | **39.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 481 MB | 525 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BANK TABUNGAN NEGARA (PERSERO), PT TBK](https://appshunter.io/developer/853456614) | [PT. BANK NEGARA INDONESIA (PERSERO) TBK.](https://appshunter.io/developer/623228787) |

## What reviewers say

### bale by BTN

[App page](https://appshunter.io/ios/app/bale-by-btn/id6443466424)

Manage all your banking needs and lifestyle services from a single, integrated application. Open accounts online, track financial transactions, and access property, merchant, and business services. Discover exclusive offers and manage your bills with ease.

**Highlights:** Online account opening, Integrated BTN ecosystem, Single Sign On, Financial transaction dashboard, Lifestyle and bill management, Property discovery and KPR simulation, Merchant and business services

**Features:** Vision Pro support

**In-app purchases:** none


### wondr by BNI

[App page](https://appshunter.io/ios/app/wondr-by-bni/id6499518320)

Manage your finances with a single account for 12 foreign currencies, ideal for travelers, online shoppers, and those studying or doing business abroad. Enjoy convenient cross-border QRIS transactions and schedule mutual fund investments for future planning.

**Highlights:** 12 foreign currency accounts, QRIS Cross Border transactions, Scheduled mutual fund investments, International and domestic transactions, Lifestyle spending management

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast processing
- 💡 Useful features

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Unreliable app performance
- 🔒 Security concerns
- 💸 Unsatisfactory customer experience

**Reported bugs**

- Login errors
- Frequent app crashes
- Verification issues
- Incompatibility with certain devices

**Requested features**

- Improved login stability
- Enhanced security measures
- Better customer support
- Seamless integration with other BNI services


## Frequently asked questions

### Is bale by BTN free?

bale by BTN is free to download, with no in-app purchases.

### Is wondr by BNI free?

wondr by BNI is free to download, with no in-app purchases.

### Which has better reviews, bale by BTN or wondr by BNI?

wondr by BNI is rated higher. bale by BTN averages 3.3 out of 5 from 7 ratings, while wondr by BNI averages 4.9 from 2K ratings.

### Do bale by BTN or wondr by BNI have ads?

Neither bale by BTN nor wondr by BNI shows ads.

### Which is updated more often, bale by BTN or wondr by BNI?

bale by BTN ships an update every 2 months, and wondr by BNI every 6 weeks. Most recently, bale by BTN was updated on November 3, 2026 and wondr by BNI on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*