# PBL Mobile App vs XpenseTracker

The clearest difference is ads: PBL Mobile App at none against XpenseTracker's shown. PBL Mobile App also leads on iOS requirement (13.0 vs 16.4). XpenseTracker's advantage is update cadence (every 9 days vs every 3 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PBL Mobile App ships an update every 3 months, XpenseTracker every 9 days. The most recent releases landed on October 24, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | PBL Mobile App | XpenseTracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.7 (10 ratings)](https://appshunter.io/ios/app/pbl-mobile-app/id6443467951/reviews)** | — |
| Number of ratings | **10** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Every 9 days** |
| Monetization | Free | — |
| Size | 11 MB | 48 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Prudential Bank Ltd](https://appshunter.io/developer/1453823192) | [Emmanuel Obiri Mantey](https://appshunter.io/developer/6788277113) |

## What reviewers say

### PBL Mobile App

[App page](https://appshunter.io/ios/app/pbl-mobile-app/id6443467951)

Manage your everyday banking needs conveniently from your mobile device with this secure online payment gateway. Enjoy seamless transactions, bill payments, and instant statements through a simplified, user-friendly interface.

**Highlights:** Send money to PBL and other bank accounts, Send money to mobile wallets, Instant bank mini statement, Buy airtime and internet data, Pay bills and purchase airline tickets, Biometric login, ATM and branch locator

**Features:** macOS Compatibility

**In-app purchases:** none


### XpenseTracker

[App page](https://appshunter.io/ios/app/xpensetracker-budget-spending/id6802336107)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PBL Mobile App free?

PBL Mobile App is free to download, with no in-app purchases.

### Is XpenseTracker free?

XpenseTracker is free to download, with no in-app purchases.

### Do PBL Mobile App or XpenseTracker have ads?

XpenseTracker shows ads; PBL Mobile App does not.

### Which is updated more often, PBL Mobile App or XpenseTracker?

PBL Mobile App ships an update every 3 months, and XpenseTracker every 9 days. Most recently, PBL Mobile App was updated on October 24, 2026 and XpenseTracker on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
