# PNWFCU vs Root Mortgage

The clearest difference is ratings volume: PNWFCU at 1.6K against Root Mortgage's 2. PNWFCU also leads on update cadence (every 4 months vs every 7 months). Root Mortgage's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Root Mortgage holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: PNWFCU has 1.6K ratings behind it against 2, so its average is the more settled of the two.

PNWFCU ships an update every 4 months, Root Mortgage every 7 months. The most recent releases landed on October 20, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | PNWFCU | Root Mortgage |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.6K ratings)](https://appshunter.io/ios/app/pnwfcu/id644348930/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/root-mortgage/id1563074973/reviews)** |
| Number of ratings | **1.6K** | 2 |
| Positive reviews | 78.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 7 months |
| Monetization | Free | Free |
| Size | 169 MB | 95 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Pacific Northwest Federal Credit Union](https://appshunter.io/developer/644348935) | [Root Executives LLC](https://appshunter.io/developer/1562884482) |

## What reviewers say

### PNWFCU

[App page](https://appshunter.io/ios/app/pnwfcu/id644348930)

Manage your finances conveniently from your mobile device. This app allows you to check balances, pay bills, deposit checks, and transfer funds. Locate nearby branches and ATMs, and securely communicate with the credit union.

**Highlights:** Check balances and transaction history, Pay bills and credit cards, Deposit checks, Transfer money between accounts, Find branches and ATMs, Send secure messages

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Pleasant interaction
- 🚀 Great app, very versatile with multiple options
- 🚀 Great to deposit checks, transfer money
- 👍 Convenient, easy to use

**What reviewers complain about**

- 🐛 Outdated app, hard to use for certain features
- 🐛 Issues with check deposit, camera not rotating
- 🔒 Locked out of account, no option to reset password
- 🐛 Inconsistent mobile check deposit functionality

**Reported bugs**

- Black screen when trying to deposit check
- Camera not rotating for check deposit

**Requested features**

- Option to freeze/cancel card when wallet is stolen
- Ability to turn off auto-focus feature for check deposit


### Root Mortgage

[App page](https://appshunter.io/ios/app/root-mortgage/id1563074973)

This app simplifies the home buying and refinancing process with intuitive tools and direct communication. It offers mortgage calculators, loan program exploration, and secure document uploading. Track your loan status in real-time and connect with your advisor anytime, anywhere.

**Highlights:** Mortgage calculators, Loan program exploration, Secure application start, Pre-approval access, Real-time loan status tracking, Secure document uploading, Advisor messaging

**In-app purchases:** none


## Frequently asked questions

### Is PNWFCU free?

PNWFCU is free to download, with no in-app purchases.

### Is Root Mortgage free?

Root Mortgage is free to download, with no in-app purchases.

### Which has better reviews, PNWFCU or Root Mortgage?

Root Mortgage is rated higher. PNWFCU averages 4.8 out of 5 from 1.6K ratings, while Root Mortgage averages 5.0 from 2 ratings.

### Do PNWFCU or Root Mortgage have ads?

Neither PNWFCU nor Root Mortgage shows ads.

### Which is updated more often, PNWFCU or Root Mortgage?

PNWFCU ships an update every 4 months, and Root Mortgage every 7 months. Most recently, PNWFCU was updated on October 20, 2026 and Root Mortgage on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*