# PNWFCU vs First Creek Lending

PNWFCU and First Creek Lending are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PNWFCU ships an update every 4 months, First Creek Lending every 2 months. The most recent releases landed on November 1, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | PNWFCU | First Creek Lending |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.7K ratings)](https://appshunter.io/ios/app/pnwfcu/id644348930/reviews)** | — |
| Number of ratings | **1.7K** | — |
| Positive reviews | 78.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | — |
| Size | 169 MB | 102 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Pacific Northwest Federal Credit Union](https://appshunter.io/developer/644348935) | [First Continental](https://appshunter.io/developer/1439475635) |

## What reviewers say

### PNWFCU

[App page](https://appshunter.io/ios/app/pnwfcu/id644348930)

Manage your finances conveniently from your mobile device. This app allows you to check balances, pay bills, deposit checks, and transfer funds. Locate nearby branches and ATMs, and securely communicate with the credit union.

**Highlights:** Check balances and transaction history, Pay bills and credit cards, Deposit checks, Transfer money between accounts, Find branches and ATMs, Send secure messages

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Pleasant interaction
- 🚀 Great app, very versatile with multiple options
- 🚀 Great to deposit checks, transfer money
- 👍 Convenient, easy to use

**What reviewers complain about**

- 🐛 Outdated app, hard to use for certain features
- 🐛 Issues with check deposit, camera not rotating
- 🔒 Locked out of account, no option to reset password
- 🐛 Inconsistent mobile check deposit functionality

**Reported bugs**

- Black screen when trying to deposit check
- Camera not rotating for check deposit

**Requested features**

- Option to freeze/cancel card when wallet is stolen
- Ability to turn off auto-focus feature for check deposit


### First Creek Lending

[App page](https://appshunter.io/ios/app/first-creek-lending/id6738571749)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PNWFCU free?

PNWFCU is free to download, with no in-app purchases.

### Is First Creek Lending free?

First Creek Lending is free to download, with no in-app purchases.

### Do PNWFCU or First Creek Lending have ads?

Neither PNWFCU nor First Creek Lending shows ads.

### Which is updated more often, PNWFCU or First Creek Lending?

PNWFCU ships an update every 4 months, and First Creek Lending every 2 months. Most recently, PNWFCU was updated on November 1, 2026 and First Creek Lending on October 27, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*