# PNWFCU vs Substitute Teacher Pay Tracker

The clearest difference is in-app purchases: PNWFCU at none against Substitute Teacher Pay Tracker's 3. PNWFCU also leads on ratings volume (1.6K vs 2). Substitute Teacher Pay Tracker's advantage is update cadence (monthly vs every 4 months) and rating (5.0 vs 4.8). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Substitute Teacher Pay Tracker sells 3 in-app purchases, starting at $1.99 per month. PNWFCU asks for nothing beyond the download.

Substitute Teacher Pay Tracker holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: PNWFCU has 1.6K ratings behind it against 2, so its average is the more settled of the two.

PNWFCU ships an update every 4 months, Substitute Teacher Pay Tracker monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | PNWFCU | Substitute Teacher Pay Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.6K ratings)](https://appshunter.io/ios/app/pnwfcu/id644348930/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/substitute-teacher-pay-tracker/id6793321603/reviews)** |
| Number of ratings | **1.6K** | 2 |
| Positive reviews | 78.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 169 MB | 2 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Pacific Northwest Federal Credit Union](https://appshunter.io/developer/644348935) | [Neobile LLC](https://appshunter.io/developer/1080490647) |

## What reviewers say

### PNWFCU

[App page](https://appshunter.io/ios/app/pnwfcu/id644348930)

Manage your finances conveniently from your mobile device. This app allows you to check balances, pay bills, deposit checks, and transfer funds. Locate nearby branches and ATMs, and securely communicate with the credit union.

**Highlights:** Check balances and transaction history, Pay bills and credit cards, Deposit checks, Transfer money between accounts, Find branches and ATMs, Send secure messages

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Pleasant interaction
- 🚀 Great app, very versatile with multiple options
- 🚀 Great to deposit checks, transfer money
- 👍 Convenient, easy to use

**What reviewers complain about**

- 🐛 Outdated app, hard to use for certain features
- 🐛 Issues with check deposit, camera not rotating
- 🔒 Locked out of account, no option to reset password
- 🐛 Inconsistent mobile check deposit functionality

**Reported bugs**

- Black screen when trying to deposit check
- Camera not rotating for check deposit

**Requested features**

- Option to freeze/cancel card when wallet is stolen
- Ability to turn off auto-focus feature for check deposit


### Substitute Teacher Pay Tracker

[App page](https://appshunter.io/ios/app/substitute-teacher-pay-tracker/id6793321603)

Track your substitute teaching pay, mileage, and notes for each school. See what you're owed, compare schools, and export your records for tax time. Designed for privacy with no ads or cloud storage.

**Highlights:** Track outstanding and received pay, Log mileage and parking expenses, Rate and compare schools, Export data to CSV, Set pay due date reminders, Add private classroom notes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $1.99 | per month |
| Annual | $6.99 | per year |
| Lifetime Pro | $9.99 | one-time |


## Frequently asked questions

### Is PNWFCU free?

PNWFCU is free to download, with no in-app purchases.

### Is Substitute Teacher Pay Tracker free?

Substitute Teacher Pay Tracker is free to download, with in-app purchases available.

### Which has better reviews, PNWFCU or Substitute Teacher Pay Tracker?

Substitute Teacher Pay Tracker is rated higher. PNWFCU averages 4.8 out of 5 from 1.6K ratings, while Substitute Teacher Pay Tracker averages 5.0 from 2 ratings.

### Do PNWFCU or Substitute Teacher Pay Tracker have ads?

Neither PNWFCU nor Substitute Teacher Pay Tracker shows ads.

### Which is updated more often, PNWFCU or Substitute Teacher Pay Tracker?

PNWFCU ships an update every 4 months, and Substitute Teacher Pay Tracker monthly. Most recently, PNWFCU was updated on October 24, 2026 and Substitute Teacher Pay Tracker on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*