# Palmo vs CashEnvelope

The clearest difference is rating: Palmo at 5.0 against CashEnvelope's 1.0. Palmo also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). CashEnvelope's advantage is update cadence (every 10 days vs every 2 months). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Palmo sells 3 in-app purchases, starting at $3.99 per month and CashEnvelope sells 1 in-app purchase, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Palmo holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Palmo ships an update every 2 months, CashEnvelope every 10 days. The most recent releases landed on October 9, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Palmo | CashEnvelope |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/palmo-paycheck-budget-tracker/id6443496808/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/cashenvelope/id6768061153/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 10 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 14 MB | 16 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [JLApp LLC](https://appshunter.io/developer/1071114569) | [Tabish Hassan](https://appshunter.io/developer/1885918100) |

## What reviewers say

### Palmo

[App page](https://appshunter.io/ios/app/palmo-paycheck-budget-tracker/id6443496808)

Manage your money effortlessly with this comprehensive finance app. Track spending, bills, and transactions all in one place. Designed for ease of use, it's perfect for beginners and experienced budgeters alike to achieve financial goals.

**Highlights:** Consolidate financial information, Track spending habits, Manage bills and payments, Monitor transactions, User-friendly interface

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Palmo Pro — Monthly | $3.99 | per month |
| Palmo Pro — Annual | $24.99 | per year |
| Palmo Pro — Lifetime | $39.99 | one-time |


### CashEnvelope

[App page](https://appshunter.io/ios/app/cashenvelope/id6768061153)

This app digitally replicates the cash envelope budgeting method, allowing you to allocate funds for various expenses. Track spending with visual fill bars and forecast your end-of-month financial status without linking bank accounts.

**Highlights:** Digital envelope system, Live liquid-fill spending visualization, Transaction logging in two taps, End-of-month financial forecasting, Customizable roll-over behavior, Monthly spending overview with charts, Automatic paycheck allocation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CashEnvelope Premium Monthly | $2.99 | per month |


## Frequently asked questions

### Is Palmo free?

Palmo is free to download, with in-app purchases available.

### Is CashEnvelope free?

CashEnvelope is free to download, with in-app purchases available.

### Which has better reviews, Palmo or CashEnvelope?

Palmo is rated higher. Palmo averages 5.0 out of 5 from 2 ratings, while CashEnvelope averages 1.0 from 1 ratings.

### Do Palmo or CashEnvelope have ads?

CashEnvelope shows ads; Palmo does not.

### Which is updated more often, Palmo or CashEnvelope?

Palmo ships an update every 2 months, and CashEnvelope every 10 days. Most recently, Palmo was updated on October 9, 2026 and CashEnvelope on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*