# Palmo vs Secure Budget

The clearest difference is update cadence: Secure Budget at every 4 days against Palmo's every 2 months. Secure Budget also leads on iOS requirement (13.0 vs 17.0). Palmo's advantage is monetization model (free vs freemium). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Palmo sells 3 in-app purchases, starting at $3.99 per month and Secure Budget sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Palmo against 5.0 for Secure Budget. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

Palmo ships an update every 2 months, Secure Budget every 4 days. The most recent releases landed on July 25, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Palmo | Secure Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/palmo-paycheck-budget-tracker/id6443496808/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/secure-budget/id6769020015/reviews) |
| Number of ratings | 2 | 2 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 4 days** |
| Monetization | **Free** | Freemium |
| Size | 14 MB | 32 MB |
| Requires iOS | 17.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [JLApp LLC](https://appshunter.io/developer/1071114569) | [GeoBuilt LLC](https://appshunter.io/developer/1896623182) |

## What reviewers say

### Palmo

[App page](https://appshunter.io/ios/app/palmo-paycheck-budget-tracker/id6443496808)

Manage your money effortlessly with this comprehensive finance app. Track spending, bills, and transactions all in one place. Designed for ease of use, it's perfect for beginners and experienced budgeters alike to achieve financial goals.

**Highlights:** Consolidate financial information, Track spending habits, Manage bills and payments, Monitor transactions, User-friendly interface

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Palmo Pro — Monthly | $3.99 | per month |
| Palmo Pro — Annual | $24.99 | per year |
| Palmo Pro — Lifetime | $39.99 | one-time |


### Secure Budget

[App page](https://appshunter.io/ios/app/secure-budget/id6769020015)

Track your spending and manage your budget without linking bank accounts. Log bills, income, and purchases to see where your money goes and if you can afford your goals. Offers detailed analytics and multiple profiles.

**Highlights:** Manual transaction logging, Bill and income scheduling, Spending analytics by category, Multiple budget profiles, Data export (JSON/CSV), On-device data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $0.99 | per month |
| Annual Premium | $9.99 | per year |
| Lifetime Premium | $29.99 | one-time |


## Frequently asked questions

### Is Palmo free?

Palmo is free to download, with in-app purchases available.

### Is Secure Budget free?

Secure Budget is free to download, with in-app purchases available.

### Which has better reviews, Palmo or Secure Budget?

Palmo and Secure Budget are both rated 5.0 out of 5 on the App Store, from 2 and 2 ratings respectively.

### Do Palmo or Secure Budget have ads?

Neither Palmo nor Secure Budget shows ads.

### Which is updated more often, Palmo or Secure Budget?

Palmo ships an update every 2 months, and Secure Budget every 4 days. Most recently, Palmo was updated on July 25, 2026 and Secure Budget on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*