# 花鸭借钱 vs 车抵贷

The clearest difference is update cadence: 车抵贷 at every 4 days against 花鸭借钱's every 3 weeks. 花鸭借钱's advantage is iOS requirement (12.0 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

花鸭借钱 ships an update every 3 weeks, 车抵贷 every 4 days. The most recent releases landed on September 11, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | 花鸭借钱 | 车抵贷 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/e/id6739864877/reviews)** |
| Number of ratings | — | **2** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 4 days** |
| Monetization | — | Free |
| Size | 55 MB | 9 MB |
| Requires iOS | **12.0** | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [深圳钒钛信息技术服务有限公司](https://appshunter.io/developer/1168544214) | [Henan Nianyun Network Technology Co., Ltd.](https://appshunter.io/developer/1685094131) |

## What reviewers say

### 花鸭借钱

[App page](https://appshunter.io/ios/app/id6443499530)

**Features:** macOS Compatibility

**In-app purchases:** none


### 车抵贷

[App page](https://appshunter.io/ios/app/e/id6739864877)

This app provides car owners with loan services, offering high loan amounts and flexible repayment options. It features a simple online application process with transparent fees and is backed by reputable financial institutions.

**Highlights:** High loan amounts (30,000 - 1,000,000 CNY), Simple online application, Low annual interest rates from 6%, No additional service fees, Flexible installment payments, Funds from regulated banks

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 花鸭借钱 free?

花鸭借钱 is free to download, with no in-app purchases.

### Is 车抵贷 free?

车抵贷 is free to download, with no in-app purchases.

### Do 花鸭借钱 or 车抵贷 have ads?

Neither 花鸭借钱 nor 车抵贷 shows ads.

### Which is updated more often, 花鸭借钱 or 车抵贷?

花鸭借钱 ships an update every 3 weeks, and 车抵贷 every 4 days. Most recently, 花鸭借钱 was updated on September 11, 2026 and 车抵贷 on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*