# Koinfold Pay 2.0 vs Splitski

The clearest difference is in-app purchases: Koinfold Pay 2.0 at none against Splitski's 1. Koinfold Pay 2.0 also leads on ratings volume (47 vs 3) and device support (3 vs 1). Splitski's advantage is rating (5.0 vs 4.5) and update cadence (every 3 days vs monthly). On price, review sentiment and ads there is nothing between them.

Both are free to download. Splitski sells 1 one-off in-app purchase. Koinfold Pay 2.0 asks for nothing beyond the download.

Splitski holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Koinfold Pay 2.0 has 47 ratings behind it against 3, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

Koinfold Pay 2.0 ships an update monthly, Splitski every 3 days. The most recent releases landed on October 24, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Koinfold Pay 2.0 | Splitski |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (47 ratings)](https://appshunter.io/ios/app/koinfold-pay-20/id6443529382/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/splitski-ai-receipt-split/id6768497622/reviews)** |
| Number of ratings | **47** | 3 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 59 MB | 6 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [KYN CAPITAL GROUP, INC](https://appshunter.io/developer/1646864032) | [Brooke Builds Stuff LLC](https://appshunter.io/developer/1896579022) |

## What reviewers say

### Koinfold Pay 2.0

[App page](https://appshunter.io/ios/app/koinfold-pay-20/id6443529382)

This app allows users to buy and sell cryptocurrencies, gold, and silver. It supports transactions via Solana and MoonPay, offering a wide range of digital assets and precious metals.

**Highlights:** Buy and sell crypto, Trade gold and silver, Cryptocurrency swaps via Solana, Secure transactions with MoonPay, Support for 80+ coins

**Features:** macOS Compatibility

**In-app purchases:** none


### Splitski

[App page](https://appshunter.io/ios/app/splitski-ai-receipt-split/id6768497622)

Effortlessly split restaurant bills with friends. Snap a receipt, assign items, and the app calculates each person's exact share, including tax and tip. Send Venmo requests directly from the app.

**Highlights:** AI receipt itemization, Proportional tax and tip splitting, Direct Venmo request generation, Solo-payer mode (no download for friends), Handles various receipt conditions, One-time purchase for unlimited use

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitski Pro | $4.99 | one-time |


## Frequently asked questions

### Is Koinfold Pay 2.0 free?

Koinfold Pay 2.0 is free to download, with no in-app purchases.

### Is Splitski free?

Splitski is free to download, with in-app purchases available.

### Which has better reviews, Koinfold Pay 2.0 or Splitski?

Splitski is rated higher. Koinfold Pay 2.0 averages 4.5 out of 5 from 47 ratings, while Splitski averages 5.0 from 3 ratings.

### Do Koinfold Pay 2.0 or Splitski have ads?

Neither Koinfold Pay 2.0 nor Splitski shows ads.

### Which is updated more often, Koinfold Pay 2.0 or Splitski?

Koinfold Pay 2.0 ships an update monthly, and Splitski every 3 days. Most recently, Koinfold Pay 2.0 was updated on October 24, 2026 and Splitski on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*