CDBL vs আদায়

Central Depository Bangladesh Limited (CDBL) was incorporated on 20 th August 2000 sponsored by the country's Nationalized Commercial Banks (NCBs), Investment Corporation of Bangladesh (ICB), Private Commercial Banks (PCBs), Foreign Banks, Merchant Banks, Publicly listed Companies, Insurance Companies and Dhaka & Chittagong Stock Exchanges with the collaboration of the Asian Development Bank (ADB). Legal basis for CDBL's operations is set out in the Depositories Act 1999, Depositories Regulations 2000, Depository (User) Regulations 2003, and the CDBL by-laws. CDBL's core services cover the efficient delivery, settlement and transfer of securities through computerized book entry system i.e. recording and maintaining securities accounts and registering transfer of securities; changing the ownership without any physical movement or endorsement of certificates and execution of transfer instruments. The Central Depository System (CDS) operated by CDBL has proved to be a convenient and reliable means to settle securities transaction. The investor has been freed from the hassles of physical handling of certificates, errors in paper work and the risks associated with damaged, lost and forged certificates. Live operations of the CDS commenced with the inauguration of the Electronic Government Securities Registry (EGSR) by the Governor of Bangladesh Bank on 20 th October 2003. The EGSR also serves as a platform for secondary market sale/purchase as well as Repo transactions of government securities to commercial banks linked online to the CDS. Equity market securities de materialization process i.e. eliminating physical certificate as record of security ownership by substituting it as an electronic book entry record in the CDS commenced on 24 th January 2004 with the entry of Square Pharmaceuticals Limited into the CDS. CDBL has achieved an ISO/IEC 27001:2013 certificate on Information Security Management System conforming to the specifications of ISO/IEC 27001:2013 and the best practices adopted in ISO/IEC 27002:2013.

DGePay আদায় is a lightweight POS app designed for small and medium businesses to accept digital payments quickly and securely. Powered by DGePay, a licensed White Label Merchant Acquirer (WLMA) and Payment System Operator (PSO) in Bangladesh, the app enables merchants to accept payments using Bangla QR, mPOS, NFC Tap-to-Pay, and Payment QR—all from one simple app. Key Features • 5-Minute Hassle-Free Onboarding – Complete merchant registration quickly and start accepting payments. • Accept Payments with Bangla QR – Let customers pay instantly using supported banking and mobile financial service apps. • Accept Payments with mPOS – Turn your smartphone into a smart Point of Sale and accept secure card payments. • NFC Tap-to-Pay – Receive instant contactless payments by tapping NFC-enabled phones or cards. • Create Invoices & Payment QR – Add products, generate invoices, and create a Payment QR for instant customer payments. • Product Management – Easily add and manage products and services. • Track Transactions – View transaction history, monitor daily collections, and manage your business efficiently. • Secure Bank Settlements – Receive settlements directly into your registered bank account through a secure and transparent process. Why Choose DGePay আদায়? • 5-minute hassle-free onboarding • Accept payments with Bangla QR, mPOS, NFC Tap-to-Pay, and Payment QR • Simple POS for everyday business • Fast, secure, and cashless payment collection • Secure bank settlements • Lightweight and easy to use • Ideal for small and medium businesses Download DGePay আদায় today and simplify the way you accept payments and manage your business.