# Universicoop vs Oriental Bank

The clearest difference is update cadence: Universicoop at daily against Oriental Bank's monthly. Universicoop also leads on iOS requirement (12.3 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Universicoop ships an update daily, Oriental Bank monthly. The most recent releases landed on September 12, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Universicoop | Oriental Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.9 (23K ratings)](https://appshunter.io/ios/app/oriental-bank/id6445898608/reviews)** |
| Number of ratings | — | **23K** |
| Positive reviews | — | 82.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Daily** | Monthly |
| Monetization | — | Free |
| Size | 7 MB | 120 MB |
| Requires iOS | **12.3** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Cooperativa De Ahorro Y Credito De La Universidad De Puerto Rico (universicoop)](https://appshunter.io/developer/1647254588) | [OFG Bancorp](https://appshunter.io/developer/688388398) |

## What reviewers say

### Universicoop

[App page](https://appshunter.io/ios/app/universicoop/id6443570840)

**Features:** macOS Compatibility

**In-app purchases:** none


### Oriental Bank

[App page](https://appshunter.io/ios/app/oriental-bank/id6445898608)

Manage your finances with smart banking tools. Get personalized insights, budget effectively, and control your accounts and cards. Access e-statements and set up custom notifications for a secure and efficient banking experience.

**Highlights:** Personalized financial insights, Monthly budget creation, Transaction and balance projections, Enhanced card controls, E-statement access, Customizable notifications, Account management tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Efficient and fast
- 💯 Excellent service
- 🤩 Improved app experience

**What reviewers complain about**

- 🐛 Face ID not working
- 🤔 Complicated for older users
- 🤨 Confusing layout and navigation

**Reported bugs**

- New app still prompting for download
- Accounts not displaying properly

**Requested features**

- Add Apple Pay support
- Improve People Pay transfers
- Add passcode/biometric access


## Frequently asked questions

### Is Universicoop free?

Universicoop is free to download, with no in-app purchases.

### Is Oriental Bank free?

Oriental Bank is free to download, with no in-app purchases.

### Do Universicoop or Oriental Bank have ads?

Neither Universicoop nor Oriental Bank shows ads.

### Which is updated more often, Universicoop or Oriental Bank?

Universicoop ships an update daily, and Oriental Bank monthly. Most recently, Universicoop was updated on September 12, 2026 and Oriental Bank on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*