# Beneficiary Plan vs VyB Capital App

The clearest difference is in-app purchases: VyB Capital App at none against Beneficiary Plan's 5. Beneficiary Plan's advantage is update cadence (every 3 weeks vs every 3 months) and iOS requirement (13.0 vs 15.1). On price, ads and device support there is nothing between them.

Both are free to download. Beneficiary Plan sells 5 in-app purchases, starting at $11.99 per month. VyB Capital App asks for nothing beyond the download.

Beneficiary Plan ships an update every 3 weeks, VyB Capital App every 3 months. The most recent releases landed on October 6, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Beneficiary Plan | VyB Capital App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (7 ratings)](https://appshunter.io/ios/app/beneficiary-plan/id6443579751/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free with in-app purchases | — |
| Size | 62 MB | 31 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [lightwaremedia.com](https://appshunter.io/developer/1647155744) | [Fintree Servicios y Asesorias Financieras SpA](https://appshunter.io/developer/1001614373) |

## What reviewers say

### Beneficiary Plan

[App page](https://appshunter.io/ios/app/beneficiary-plan/id6443579751)

Easily create essential legal documents like wills and trusts without a lawyer. Organize your assets, designate beneficiaries, and monitor your net worth. An AI assistant provides guidance, and catastrophic monitoring keeps you informed of potential impacts to your plan.

**Highlights:** Asset tracking and organization, Beneficiary designation, Legal document generation, Net worth monitoring, AI estate planning assistant, Catastrophic event monitoring

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Personal Plan (Monthly) | $11.99 | per month |
| Legacy Plan (Monthly) | $39.99 | per month |
| Personal Plan (Yearly) | $100.00 | per year |
| Legacy Plan (Yearly) | $339.00 | per year |
| Unlimited Beneficiaries | $19.00 | one-time |


### VyB Capital App

[App page](https://appshunter.io/ios/app/vyb-capital-app/id6737809187)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Beneficiary Plan free?

Beneficiary Plan is free to download, with in-app purchases available.

### Is VyB Capital App free?

VyB Capital App is free to download, with no in-app purchases.

### Do Beneficiary Plan or VyB Capital App have ads?

Neither Beneficiary Plan nor VyB Capital App shows ads.

### Which is updated more often, Beneficiary Plan or VyB Capital App?

Beneficiary Plan ships an update every 3 weeks, and VyB Capital App every 3 months. Most recently, Beneficiary Plan was updated on October 6, 2026 and VyB Capital App on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*