# Beneficiary Plan vs SmartHeritance

The clearest difference is rating: Beneficiary Plan at 5.0 against SmartHeritance's 3.5. Beneficiary Plan also leads on ratings volume (7 vs 2) and iOS requirement (13.0 vs 16.0). SmartHeritance's advantage is update cadence (every 8 days vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Beneficiary Plan sells 5 in-app purchases, starting at $11.99 per month and SmartHeritance sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Beneficiary Plan holds the better App Store score, 5.0 against 3.5. Both are backed by a comparable volume of ratings — 7 and 2 respectively.

Beneficiary Plan ships an update every 3 weeks, SmartHeritance every 8 days. The most recent releases landed on July 24, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | Beneficiary Plan | SmartHeritance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (7 ratings)](https://appshunter.io/ios/app/beneficiary-plan/id6443579751/reviews)** | [3.5 (2 ratings)](https://appshunter.io/ios/app/smartheritance/id6738647354/reviews) |
| Number of ratings | **7** | 2 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 8 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 62 MB | 62 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Lightware Media Inc.](https://appshunter.io/developer/1647155744) | [SmartHeritance Inc.](https://appshunter.io/developer/1781634974) |

## What reviewers say

### Beneficiary Plan

[App page](https://appshunter.io/ios/app/beneficiary-plan/id6443579751)

Easily create essential legal documents like wills and trusts without a lawyer. Organize your assets, designate beneficiaries, and monitor your net worth. An AI assistant provides guidance, and catastrophic monitoring keeps you informed of potential impacts to your plan.

**Highlights:** Asset tracking and organization, Beneficiary designation, Legal document generation, Net worth monitoring, AI estate planning assistant, Catastrophic event monitoring

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Personal Plan (Monthly) | $11.99 | per month |
| Legacy Plan (Monthly) | $39.99 | per month |
| Personal Plan (Yearly) | $100.00 | per year |
| Legacy Plan (Yearly) | $339.00 | per year |
| Unlimited Beneficiaries | $19.00 | one-time |


### SmartHeritance

[App page](https://appshunter.io/ios/app/smartheritance/id6738647354)

Organize essential family information, including financial details, digital accounts, and personal memories, to ensure your loved ones have clarity during difficult times. Automates discovery and updates to provide critical information when it's needed most.

**Highlights:** Organize financial information, Manage digital accounts, Store personal memories, Automatic information discovery, Automatic updates, Automatic information release

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Basic Monthly | $1.99 | per month |
| Premium Monthly | $3.99 | per month |
| Basic Yearly | $19.99 | per year |
| Premium Yearly | $40.00 | per year |
| Will PDF Generation | $1.00 | one-time |


## Frequently asked questions

### Is Beneficiary Plan free?

Beneficiary Plan is free to download, with in-app purchases available.

### Is SmartHeritance free?

SmartHeritance is free to download, with in-app purchases available.

### Which has better reviews, Beneficiary Plan or SmartHeritance?

Beneficiary Plan is rated higher. Beneficiary Plan averages 5.0 out of 5 from 7 ratings, while SmartHeritance averages 3.5 from 2 ratings.

### Do Beneficiary Plan or SmartHeritance have ads?

Neither Beneficiary Plan nor SmartHeritance shows ads.

### Which is updated more often, Beneficiary Plan or SmartHeritance?

Beneficiary Plan ships an update every 3 weeks, and SmartHeritance every 8 days. Most recently, Beneficiary Plan was updated on July 24, 2026 and SmartHeritance on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*