# Beneficiary Plan vs SubTrack

The clearest difference is update cadence: SubTrack at every 9 days against Beneficiary Plan's every 3 weeks. Beneficiary Plan's advantage is ratings volume (7 vs 1) and iOS requirement (13.0 vs 17.0). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Beneficiary Plan sells 5 in-app purchases, starting at $11.99 per month and SubTrack sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Beneficiary Plan against 5.0 for SubTrack. That said, the two scores are not equally well evidenced: Beneficiary Plan has 7 ratings behind it against 1, so its average is the more settled of the two.

Beneficiary Plan ships an update every 3 weeks, SubTrack every 9 days. The most recent releases landed on October 6, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | Beneficiary Plan | SubTrack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (7 ratings)](https://appshunter.io/ios/app/beneficiary-plan/id6443579751/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/subtrack-sub-manager/id6759551609/reviews) |
| Number of ratings | **7** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 9 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 62 MB | 3 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [lightwaremedia.com](https://appshunter.io/developer/1647155744) | [MatrixReligio LLC](https://appshunter.io/developer/1799506732) |

## What reviewers say

### Beneficiary Plan

[App page](https://appshunter.io/ios/app/beneficiary-plan/id6443579751)

Easily create essential legal documents like wills and trusts without a lawyer. Organize your assets, designate beneficiaries, and monitor your net worth. An AI assistant provides guidance, and catastrophic monitoring keeps you informed of potential impacts to your plan.

**Highlights:** Asset tracking and organization, Beneficiary designation, Legal document generation, Net worth monitoring, AI estate planning assistant, Catastrophic event monitoring

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Personal Plan (Monthly) | $11.99 | per month |
| Legacy Plan (Monthly) | $39.99 | per month |
| Personal Plan (Yearly) | $100.00 | per year |
| Legacy Plan (Yearly) | $339.00 | per year |
| Unlimited Beneficiaries | $19.00 | one-time |


### SubTrack

[App page](https://appshunter.io/ios/app/subtrack-sub-manager/id6759551609)

Effortlessly manage all your recurring expenses in one place. Get timely alerts for renewals and free trials, and visualize your spending habits with insightful charts. Organize subscriptions by category and payment method for better financial control.

**Highlights:** Track all recurring subscriptions, Timely renewal and trial reminders, Spending insights and charts, Multi-currency support, Custom categories and payment methods, iCloud sync across devices, Siri Shortcuts integration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $0.99 | per month |
| Pro Annual | $9.99 | per year |
| Pro Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is Beneficiary Plan free?

Beneficiary Plan is free to download, with in-app purchases available.

### Is SubTrack free?

SubTrack is free to download, with in-app purchases available.

### Which has better reviews, Beneficiary Plan or SubTrack?

Beneficiary Plan and SubTrack are both rated 5.0 out of 5 on the App Store, from 7 and 1 ratings respectively.

### Do Beneficiary Plan or SubTrack have ads?

Neither Beneficiary Plan nor SubTrack shows ads.

### Which is updated more often, Beneficiary Plan or SubTrack?

Beneficiary Plan ships an update every 3 weeks, and SubTrack every 9 days. Most recently, Beneficiary Plan was updated on October 6, 2026 and SubTrack on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*