# myAccess vs PaySurge

The clearest difference is rating: myAccess at 4.8 against PaySurge's 3.2. myAccess also leads on ratings volume (60 vs 17). PaySurge's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

myAccess holds the better App Store score, 4.8 against 3.2. Both are backed by a comparable volume of ratings — 60 and 17 respectively.

myAccess ships an update every 2 months, PaySurge every 3 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | myAccess | PaySurge |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (60 ratings)](https://appshunter.io/ios/app/myaccess-borrower-platform/id6443602386/reviews)** | [3.2 (17 ratings)](https://appshunter.io/ios/app/paysurge/id6451176163/reviews) |
| Number of ratings | **60** | 17 |
| Positive reviews | — | 44.4% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 17 MB | 45 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [TriState Capital Bank](https://appshunter.io/developer/1436318163) | [Fuzie](https://appshunter.io/developer/982760991) |

## What reviewers say

### myAccess

[App page](https://appshunter.io/ios/app/myaccess-borrower-platform/id6443602386)

Manage your line of credit with digital tools for secure self-management. Request funds, make payments, and check balances efficiently. Set up alerts and autopay for a streamlined transactional process.

**Highlights:** Request funds, Make payments, Request line increase, Enroll in autopay, Check account balances, View transactions, Set up alerts

**In-app purchases:** none


### PaySurge

[App page](https://appshunter.io/ios/app/paysurge/id6451176163)

Access your earned wages before your next payday. Avoid late fees, overdrafts, and missed financial opportunities. Get your money when you need it most.

**Highlights:** Access earned wages early, Avoid late payment fees, Prevent overdraft charges, Seize missed opportunities, Get money when needed

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is myAccess free?

myAccess is free to download, with no in-app purchases.

### Is PaySurge free?

PaySurge is free to download, with no in-app purchases.

### Which has better reviews, myAccess or PaySurge?

myAccess is rated higher. myAccess averages 4.8 out of 5 from 60 ratings, while PaySurge averages 3.2 from 17 ratings.

### Do myAccess or PaySurge have ads?

myAccess shows ads; PaySurge does not.

### Which is updated more often, myAccess or PaySurge?

myAccess ships an update every 2 months, and PaySurge every 3 weeks. Most recently, myAccess was updated on November 3, 2026 and PaySurge on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*