# MIS Pay vs Thobk

The clearest difference is ads: Thobk at none against MIS Pay's shown. Thobk also leads on device support (3 vs 1) and iOS requirement (13.0 vs 16.4). On price, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MIS Pay ships an update every 11 days, Thobk fortnightly. The most recent releases landed on September 20, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | MIS Pay | Thobk |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (40 ratings)](https://appshunter.io/ios/app/mis-pay/id6443602765/reviews)** | — |
| Number of ratings | **40** | — |
| Positive reviews | 63.2% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 11 days** | Fortnightly |
| Monetization | Free with in-app purchases | — |
| Size | 96 MB | 53 MB |
| Requires iOS | 16.4 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [MIS Forward](https://appshunter.io/developer/1640327273) | [Nafud](https://appshunter.io/developer/1858551228) |

## What reviewers say

### MIS Pay

[App page](https://appshunter.io/ios/app/mis-pay/id6443602765)

Shop with financial flexibility using this app. Buy items now and pay later with no interest or fees. Manage your purchases, track payments, and access exclusive partner discounts.

**Highlights:** Buy now, pay later, Zero interest installments, Transparent payment schedule, Manage purchases and payments, Exclusive partner discounts, Secure and simple to use

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Thobk

[App page](https://appshunter.io/ios/app/thobk/id6746858342)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MIS Pay free?

MIS Pay is free to download, with no in-app purchases.

### Is Thobk free?

Thobk is free to download, with no in-app purchases.

### Do MIS Pay or Thobk have ads?

MIS Pay shows ads; Thobk does not.

### Which is updated more often, MIS Pay or Thobk?

MIS Pay ships an update every 11 days, and Thobk fortnightly. Most recently, MIS Pay was updated on September 20, 2026 and Thobk on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*