# MIS Pay vs Dwaj

The clearest difference is ads: Dwaj at none against MIS Pay's shown. Dwaj also leads on device support (3 vs 1) and iOS requirement (13.0 vs 16.4). On price, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MIS Pay ships an update every 11 days, Dwaj every 6 days. The most recent releases landed on October 9, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | MIS Pay | Dwaj |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (45 ratings)](https://appshunter.io/ios/app/mis-pay/id6443602765/reviews)** | — |
| Number of ratings | **45** | — |
| Positive reviews | 63.2% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 11 days | **Every 6 days** |
| Monetization | Free with in-app purchases | — |
| Size | 97 MB | 40 MB |
| Requires iOS | 16.4 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [MIS Forward](https://appshunter.io/developer/1640327273) | [ELSAYED ABDELMAGID](https://appshunter.io/developer/1778098507) |

## What reviewers say

### MIS Pay

[App page](https://appshunter.io/ios/app/mis-pay/id6443602765)

Shop with financial flexibility using this app. Buy items now and pay later with no interest or fees. Manage your purchases, track payments, and access exclusive partner discounts.

**Highlights:** Buy now, pay later, Zero interest installments, Transparent payment schedule, Manage purchases and payments, Exclusive partner discounts, Secure and simple to use

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Dwaj

[App page](https://appshunter.io/ios/app/dwaj/id6760546645)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MIS Pay free?

MIS Pay is free to download, with no in-app purchases.

### Is Dwaj free?

Dwaj is free to download, with no in-app purchases.

### Do MIS Pay or Dwaj have ads?

MIS Pay shows ads; Dwaj does not.

### Which is updated more often, MIS Pay or Dwaj?

MIS Pay ships an update every 11 days, and Dwaj every 6 days. Most recently, MIS Pay was updated on October 9, 2026 and Dwaj on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*