# MIS Pay vs SELY

The clearest difference is ads: SELY at none against MIS Pay's shown. SELY also leads on device support (3 vs 1) and iOS requirement (14.0 vs 16.4). On price, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MIS Pay ships an update every 11 days, SELY every 2 weeks. The most recent releases landed on September 20, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | MIS Pay | SELY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (40 ratings)](https://appshunter.io/ios/app/mis-pay/id6443602765/reviews)** | — |
| Number of ratings | **40** | — |
| Positive reviews | 63.2% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 11 days** | Every 2 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 96 MB | 84 MB |
| Requires iOS | 16.4 | **14.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [MIS Forward](https://appshunter.io/developer/1640327273) | [RGB International Academy UG (haftungsbeschrankt)](https://appshunter.io/developer/1823335467) |

## What reviewers say

### MIS Pay

[App page](https://appshunter.io/ios/app/mis-pay/id6443602765)

Shop with financial flexibility using this app. Buy items now and pay later with no interest or fees. Manage your purchases, track payments, and access exclusive partner discounts.

**Highlights:** Buy now, pay later, Zero interest installments, Transparent payment schedule, Manage purchases and payments, Exclusive partner discounts, Secure and simple to use

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### SELY

[App page](https://appshunter.io/ios/app/sely/id6760657488)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MIS Pay free?

MIS Pay is free to download, with no in-app purchases.

### Is SELY free?

SELY is free to download, with no in-app purchases.

### Do MIS Pay or SELY have ads?

MIS Pay shows ads; SELY does not.

### Which is updated more often, MIS Pay or SELY?

MIS Pay ships an update every 11 days, and SELY every 2 weeks. Most recently, MIS Pay was updated on September 20, 2026 and SELY on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*