# MIS Pay vs ZAN

The clearest difference is ads: ZAN at none against MIS Pay's shown. ZAN also leads on update cadence (daily vs every 11 days) and device support (3 vs 1). On price and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MIS Pay ships an update every 11 days, ZAN daily. The most recent releases landed on October 17, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | MIS Pay | ZAN |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (45 ratings)](https://appshunter.io/ios/app/mis-pay/id6443602765/reviews)** | — |
| Number of ratings | **45** | — |
| Positive reviews | 63.2% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 11 days | **Daily** |
| Monetization | Free with in-app purchases | — |
| Size | 97 MB | 67 MB |
| Requires iOS | 16.4 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [MIS Forward](https://appshunter.io/developer/1640327273) | [Shadow Agency](https://appshunter.io/developer/1789907104) |

## What reviewers say

### MIS Pay

[App page](https://appshunter.io/ios/app/mis-pay/id6443602765)

Shop with financial flexibility using this app. Buy items now and pay later with no interest or fees. Manage your purchases, track payments, and access exclusive partner discounts.

**Highlights:** Buy now, pay later, Zero interest installments, Transparent payment schedule, Manage purchases and payments, Exclusive partner discounts, Secure and simple to use

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### ZAN

[App page](https://appshunter.io/ios/app/zan/id6799455913)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MIS Pay free?

MIS Pay is free to download, with no in-app purchases.

### Is ZAN free?

ZAN is free to download, with no in-app purchases.

### Do MIS Pay or ZAN have ads?

MIS Pay shows ads; ZAN does not.

### Which is updated more often, MIS Pay or ZAN?

MIS Pay ships an update every 11 days, and ZAN daily. Most recently, MIS Pay was updated on October 17, 2026 and ZAN on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*