# ETF Calculator vs Let's Settle Up

The clearest difference is in-app purchases: ETF Calculator at none against Let's Settle Up's 3. ETF Calculator also leads on device support (3 vs 1) and iOS requirement (13.0 vs 16.0). Let's Settle Up's advantage is update cadence (weekly vs every 3 weeks). On price and ads there is nothing between them.

Both are free to download. Let's Settle Up sells 3 one-off in-app purchases. ETF Calculator asks for nothing beyond the download.

ETF Calculator ships an update every 3 weeks, Let's Settle Up weekly. The most recent releases landed on September 20, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | ETF Calculator | Let's Settle Up |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free | — |
| Size | 7 MB | 81 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Julian Lau](https://appshunter.io/developer/1603050262) | [Michał Salwin](https://appshunter.io/developer/6781202517) |

## What reviewers say

### ETF Calculator

[App page](https://appshunter.io/ios/app/etf-calculator/id6443639781)

Easily calculate the performance of your exchange-traded funds. Input your initial investment, monthly payments, interest rate, and investment duration to see projected growth visualized on a graph.

**Highlights:** Calculate ETF returns, Input initial investment, Add monthly payments, Set yearly interest rate, Specify investment years, Visualize growth with graph

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Let's Settle Up

[App page](https://appshunter.io/ios/app/lets-settle-up-split-bills/id6781202515)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| A small coffee | $0.99 | one-time |
| A hot pizza | $3.99 | one-time |
| A royal dinner | $8.99 | one-time |


## Frequently asked questions

### Is ETF Calculator free?

ETF Calculator is free to download, with no in-app purchases.

### Is Let's Settle Up free?

Let's Settle Up is free to download, with in-app purchases available.

### Do ETF Calculator or Let's Settle Up have ads?

Neither ETF Calculator nor Let's Settle Up shows ads.

### Which is updated more often, ETF Calculator or Let's Settle Up?

ETF Calculator ships an update every 3 weeks, and Let's Settle Up weekly. Most recently, ETF Calculator was updated on September 20, 2026 and Let's Settle Up on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*