Owlvest vs Pruner

See how your money grows – beautifully, clearly and in seconds. Owlvest turns your ETF savings plan into a clear picture: enter your initial investment, monthly contribution, duration and expected return, and instantly see your final value, how much comes from compound interest and when you reach your next milestone. PLAN YOUR SAVINGS • Interactive growth chart – drag across it to see any year • Final value, money invested and returns at a glance • Yearly increase, fund costs (TER), inflation and today's purchasing power • Special payments and savings pauses, e.g. a bonus or parental leave • Milestones: when do you reach $100,000 or your first million? • Year-by-year table REACH YOUR GOAL • Find out how much you need to save each month to reach a target amount • Compare strategies as saved scenarios side by side PLAN YOUR PAYOUT • See how long your money lasts in retirement – with rising withdrawals • Perpetual withdrawal: how much you can take out without touching your capital TRACK YOUR REAL PORTFOLIO • Import positions straight from your broker: share the CSV export with the app • Real cost basis, gain so far, dividends and allocation by position or asset class • Compare your portfolio with your savings plan – ahead or behind? • Monthly reminder and celebrations when you pass a milestone MADE FOR iOS • Native design with Liquid Glass, dark mode and Dynamic Type • Home and Lock Screen widgets • Siri & Shortcuts: "How much will I have with Owlvest?" • iCloud sync across iPhone and iPad • Share your plan as a beautiful image OWLVEST PREMIUM Subscribe monthly or yearly to remove all ads and unlock: • Taxes for the US (taxable, Roth, Traditional), Germany (incl. Vorabpauschale) and other countries • Payout plan and forecast for your real portfolio • Market fluctuations: pessimistic, typical and optimistic outcomes from 500 simulations • Positions with cost basis, cost check, target allocation and rebalancing • Unlimited scenarios, CSV export, color themes and widgets Try it free for 3 days. Payment is charged to your Apple Account. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage and cancel your subscription in your App Store account settings. Owlvest is a simplified model based on constant returns and is not investment or tax advice. Past performance is no guarantee of future results. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://jlauapps.com/etf-calculator/privacy/

Stop paying for subscriptions you forgot about. Pruner shows every subscription you're paying for and your real monthly total, then reminds you before each charge — so a renewal never sneaks up on you again. And unlike most trackers, Pruner isn't its own kind of annoying. No ads. No nagging. The essentials are free, forever. WHAT YOU GET, FREE • Every subscription in one place, with your true monthly and yearly spend • A reminder before every charge — set your own lead time • Multiple currencies, auto-converted into one clear total • Categories, search, and smart sorting • Face ID / passcode lock — your data stays private • Restore canceled subs to see how much you've saved • Light, dark, and system themes • Optional private iCloud sync across your devices PRIVATE BY DESIGN Pruner is local-first. No account, no sign-up, no bank login. Everything stays on your phone, encrypted at rest — no tracking, no analytics, nothing collected. There's no server, so there's nothing to leak. ACTUALLY FREE The core is free forever, with no ads and no forced subscription. Pruner Pro is completely optional and only adds delightful extras — you never pay to keep the essentials. PRUNER PRO (optional) • Multiple accounts per service, with per-account billing • Free-trial tracking and trial-end reminders • Advanced insights: year-over-year trends and a category breakdown • A two-month spend calendar • Custom app icons • Backup and restore Built by avebrax studio – small, genuinely useful apps. — Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://getpruner.netlify.app/privacy