Comparison

Owlvest vs SplitEasy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Owlvest

Visualize your ETF savings growth with interactive charts and detailed projections. Plan for milestones, compare strategies, and track your real portfolio against your savings goals. Offers features for planning payouts and understanding market fluctuations.

Highlights
  • Interactive growth chart
  • Milestone tracking
  • Savings plan comparison
  • Real portfolio tracking
  • Payout planning
  • Market fluctuation simulations
Features
Read full description

See how your money grows – beautifully, clearly and in seconds. Owlvest turns your ETF savings plan into a clear picture: enter your initial investment, monthly contribution, duration and expected return, and instantly see your final value, how much comes from compound interest and when you reach your next milestone. PLAN YOUR SAVINGS • Interactive growth chart – drag across it to see any year • Final value, money invested and returns at a glance • Yearly increase, fund costs (TER), inflation and today's purchasing power • Special payments and savings pauses, e.g. a bonus or parental leave • Milestones: when do you reach $100,000 or your first million? • Year-by-year table REACH YOUR GOAL • Find out how much you need to save each month to reach a target amount • Compare strategies as saved scenarios side by side PLAN YOUR PAYOUT • See how long your money lasts in retirement – with rising withdrawals • Perpetual withdrawal: how much you can take out without touching your capital TRACK YOUR REAL PORTFOLIO • Import positions straight from your broker: share the CSV export with the app • Real cost basis, gain so far, dividends and allocation by position or asset class • Compare your portfolio with your savings plan – ahead or behind? • Monthly reminder and celebrations when you pass a milestone MADE FOR iOS • Native design with Liquid Glass, dark mode and Dynamic Type • Home and Lock Screen widgets • Siri & Shortcuts: "How much will I have with Owlvest?" • iCloud sync across iPhone and iPad • Share your plan as a beautiful image OWLVEST PREMIUM Subscribe monthly or yearly to remove all ads and unlock: • Taxes for the US (taxable, Roth, Traditional), Germany (incl. Vorabpauschale) and other countries • Payout plan and forecast for your real portfolio • Market fluctuations: pessimistic, typical and optimistic outcomes from 500 simulations • Positions with cost basis, cost check, target allocation and rebalancing • Unlimited scenarios, CSV export, color themes and widgets Try it free for 3 days. Payment is charged to your Apple Account. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage and cancel your subscription in your App Store account settings. Owlvest is a simplified model based on constant returns and is not investment or tax advice. Past performance is no guarantee of future results. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://jlauapps.com/etf-calculator/privacy/

About

SplitEasy

Effortlessly split bills and receipts by scanning them with your phone. The app automatically identifies items, tax, and tip, then calculates individual shares. Share itemized PDFs of who owes what, making group payments quick and easy.

Highlights
  • Scan receipts with camera or photo library
  • Automatic item, tax, and tip detection
  • Manual item assignment or even split
  • Calculates exact individual shares
  • Generates itemized PDF reports
  • Saves drafts for ongoing splits
  • Integrates with payment apps like Venmo/Zelle
Features
Read full description

Splitting a bill shouldn't take longer than the meal did. SplitEasy scans any receipt — printed or handwritten — and reads every item, the tax, and the tip automatically. Tap who had what, or split evenly with one tap, and SplitEasy works out exactly who owes what, including a proportional share of tax and tip. HOW IT WORKS • Take a photo or pick one from your library — SplitEasy reads it in seconds • Review the items, prices, tax, and tip — everything's editable if anything needs a fix • Add who's splitting and tap their items, or split the whole bill evenly • Get an exact total for everyone, ready to share as a clean, itemized PDF BUILT FOR HOW RECEIPTS ACTUALLY LOOK • Reads handwritten tip lines on a card slip, not just printed totals • Folds add-ons like "+ Extra Cheese" into the right item instead of listing them separately • Flags it if the numbers don't add up, instead of guessing silently NEVER LOSE A SPLIT IN PROGRESS Every scan is saved as a draft the moment it's read. Close the app mid-split and pick up right where you left off, on any device you sign into. GET PAID BACK FASTER Share a clean PDF with everyone's exact share, plus your Venmo or Zelle — remembered for next time.

Screenshots

Owlvest4 screens
SplitEasy4 screens

Verdict

The call

The clearest difference is in-app purchases: SplitEasy at none against Owlvest's 2. SplitEasy also leads on ads (none vs shown) and update cadence (daily vs every 5 weeks). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Owlvest sells 2 in-app purchases, starting at $2.99 per month. SplitEasy asks for nothing beyond the download.

UpkeepUpdate frequency

Owlvest ships an update every 5 weeks, SplitEasy daily. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
Owlvest versus SplitEasy: the parameters behind the verdict, then further details
ParameterOwlvestSplitEasy
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings—1 — better
Update frequencyEvery 5 weeksDaily — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS26.026.0
Further details — not scored
Size11 MB6 MB
Age rating4+4+
DeveloperJulian LauAIJob, Inc.

Customer experience

Owlvest

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

SplitEasy

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Owlvest

Subscriptions2
  • ETF Calculator Pro3 Days trial$2.991 Month
  • ETF Calculator Pro3 Days trial$17.991 Year
None

SplitEasy

No in-app purchases

Questions

Is Owlvest free?
Owlvest is free to download, with in-app purchases available.
Is SplitEasy free?
SplitEasy is free to download, with no in-app purchases.
Do Owlvest or SplitEasy have ads?
Owlvest shows ads; SplitEasy does not.
Which is updated more often, Owlvest or SplitEasy?
Owlvest ships an update every 5 weeks, and SplitEasy daily. Most recently, Owlvest was updated on November 7, 2026 and SplitEasy on October 31, 2026.

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