Owlvest vs Waywe
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Owlvest
Visualize your ETF savings growth with interactive charts and detailed projections. Plan for milestones, compare strategies, and track your real portfolio against your savings goals. Offers features for planning payouts and understanding market fluctuations.
- Interactive growth chart
- Milestone tracking
- Savings plan comparison
- Real portfolio tracking
- Payout planning
- Market fluctuation simulations
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See how your money grows ā beautifully, clearly and in seconds. Owlvest turns your ETF savings plan into a clear picture: enter your initial investment, monthly contribution, duration and expected return, and instantly see your final value, how much comes from compound interest and when you reach your next milestone. PLAN YOUR SAVINGS ⢠Interactive growth chart ā drag across it to see any year ⢠Final value, money invested and returns at a glance ⢠Yearly increase, fund costs (TER), inflation and today's purchasing power ⢠Special payments and savings pauses, e.g. a bonus or parental leave ⢠Milestones: when do you reach $100,000 or your first million? ⢠Year-by-year table REACH YOUR GOAL ⢠Find out how much you need to save each month to reach a target amount ⢠Compare strategies as saved scenarios side by side PLAN YOUR PAYOUT ⢠See how long your money lasts in retirement ā with rising withdrawals ⢠Perpetual withdrawal: how much you can take out without touching your capital TRACK YOUR REAL PORTFOLIO ⢠Import positions straight from your broker: share the CSV export with the app ⢠Real cost basis, gain so far, dividends and allocation by position or asset class ⢠Compare your portfolio with your savings plan ā ahead or behind? ⢠Monthly reminder and celebrations when you pass a milestone MADE FOR iOS ⢠Native design with Liquid Glass, dark mode and Dynamic Type ⢠Home and Lock Screen widgets ⢠Siri & Shortcuts: "How much will I have with Owlvest?" ⢠iCloud sync across iPhone and iPad ⢠Share your plan as a beautiful image OWLVEST PREMIUM Subscribe monthly or yearly to remove all ads and unlock: ⢠Taxes for the US (taxable, Roth, Traditional), Germany (incl. Vorabpauschale) and other countries ⢠Payout plan and forecast for your real portfolio ⢠Market fluctuations: pessimistic, typical and optimistic outcomes from 500 simulations ⢠Positions with cost basis, cost check, target allocation and rebalancing ⢠Unlimited scenarios, CSV export, color themes and widgets Try it free for 3 days. Payment is charged to your Apple Account. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage and cancel your subscription in your App Store account settings. Owlvest is a simplified model based on constant returns and is not investment or tax advice. Past performance is no guarantee of future results. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://jlauapps.com/etf-calculator/privacy/
Waywe
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Waywe shows where your money goes and helps you plan ahead. ALL YOUR SPENDING IN ONE PLACE Connect monobank and PrivatBank and your payments appear in the app. Add cash and other expenses by hand in seconds. PLAN WITHOUT SURPRISES The balance chart shows how much will be left by the end of the month, including planned payments and savings. SPENDING BY CATEGORY See where the money goes, day by day and over the month. SPENDING CALENDAR Spot the days you spent the most and compare months. ACCOUNTS AND BALANCE Cards, cash, savings jars and debts ā in one balance. YOUR DATA STAYS YOURS Waywe has no server of its own. Records are kept on your phone, with a copy in your iCloud or Google Drive. No ads, no tracking. Waywe is not affiliated with monobank, PrivatBank or Telegram.
Screenshots
Verdict
The clearest difference is in-app purchases: Waywe at none against Owlvest's 2. Waywe also leads on ads (none vs shown) and update cadence (every 5 days vs every 5 weeks). On price and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Owlvest sells 2 in-app purchases, starting at $2.99 per month. Waywe asks for nothing beyond the download.
Owlvest ships an update every 5 weeks, Waywe every 5 days. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.
| Parameter | Owlvest | Waywe |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | ā |
| Update frequency | Every 5 weeks | Every 5 days ā better |
| Ads | Yes | No ā better |
| In-app purchases | Yes | No ā better |
| Monetization | Free with in-app purchases | ā |
| Devices | iPhone, iPad ā better | iPhone |
| Requires iOS | 26.0 | 16.4 ā better |
| Further details ā not scored | ||
| Size | 11 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Julian Lau | Vladyslav Romaniv |
In-app purchases
Owlvest
- ETF Calculator Pro3 Days trial$2.991 Month
- ETF Calculator Pro3 Days trial$17.991 Year
Waywe
No in-app purchases









