# The Savings Collaborative vs Access Hu

The clearest difference is rating: The Savings Collaborative at 4.5 against Access Hu's 3.0. The Savings Collaborative also leads on update cadence (monthly vs every 8 months) and ratings volume (13 vs 4). Access Hu's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

The Savings Collaborative holds the better App Store score, 4.5 against 3.0. Both are backed by a comparable volume of ratings — 13 and 4 respectively.

The Savings Collaborative ships an update monthly, Access Hu every 8 months. The most recent releases landed on September 30, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | The Savings Collaborative | Access Hu |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (13 ratings)](https://appshunter.io/ios/app/the-savings-collaborative/id6443664076/reviews)** | [3.0 (4 ratings)](https://appshunter.io/ios/app/access-hu/id6446377832/reviews) |
| Number of ratings | **13** | 4 |
| Positive reviews | 80.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 8 months |
| Monetization | Free | Free |
| Size | 28 MB | 24 MB |
| Requires iOS | 18.0 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [The Savings Collaborative](https://appshunter.io/developer/1563656260) | [Howard University](https://appshunter.io/developer/569622219) |

## What reviewers say

### The Savings Collaborative

[App page](https://appshunter.io/ios/app/the-savings-collaborative/id6443664076)

This app helps users build a consistent savings habit by leveraging the security and convenience of a mobile platform combined with the collaborative trust of community savings clubs.

**Highlights:** Builds savings habit, Mobile app security, Community savings clubs, Ease of use, Trustworthy platform

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Access Hu

[App page](https://appshunter.io/ios/app/access-hu/id6446377832)

This app serves as a central hub for Howard University students, faculty, and staff. It provides convenient access to essential university resources, campus navigation, news, and library services.

**Highlights:** Centralized campus hub, Access Workday and Canvas, Interactive campus map, University news and announcements, Library catalog and services

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is The Savings Collaborative free?

The Savings Collaborative is free to download, with no in-app purchases.

### Is Access Hu free?

Access Hu is free to download, with no in-app purchases.

### Which has better reviews, The Savings Collaborative or Access Hu?

The Savings Collaborative is rated higher. The Savings Collaborative averages 4.5 out of 5 from 13 ratings, while Access Hu averages 3.0 from 4 ratings.

### Do The Savings Collaborative or Access Hu have ads?

Neither The Savings Collaborative nor Access Hu shows ads.

### Which is updated more often, The Savings Collaborative or Access Hu?

The Savings Collaborative ships an update monthly, and Access Hu every 8 months. Most recently, The Savings Collaborative was updated on September 30, 2026 and Access Hu on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*