# Banco Nexa vs OffRisk

The clearest difference is rating: Banco Nexa at 5.0 against OffRisk's 4.5. Banco Nexa also leads on in-app purchases (none vs 2) and update cadence (weekly vs every 5 weeks). On price, review sentiment and ads there is nothing between them.

Both are free to download. OffRisk sells 2 in-app purchases, starting at $2.99 per month. Banco Nexa asks for nothing beyond the download.

Banco Nexa holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Banco Nexa has 25 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

Banco Nexa ships an update weekly, OffRisk every 5 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | Banco Nexa | OffRisk |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (25 ratings)](https://appshunter.io/ios/app/banco-nexa/id6443685922/reviews)** | [4.5 (2 ratings)](https://appshunter.io/ios/app/offrisk-expense-tracker/id6791018595/reviews) |
| Number of ratings | **25** | 2 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 5 weeks |
| Monetization | **Ad-supported** | Freemium |
| Size | 144 MB | 72 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Banco Nexa, S.A.](https://appshunter.io/developer/1648384183) | [Leonel Osuna](https://appshunter.io/developer/1868258573) |

## What reviewers say

### Banco Nexa

[App page](https://appshunter.io/ios/app/banco-nexa/id6443685922)

Manage all your banking needs from your mobile device. Perform payments, deposits, transfers, and even split money. Earn interest, get quick loans, and deposit checks with ease. It's a secure and free way to handle your finances.

**Highlights:** Mobile payments and deposits, Money transfers and splitting, Earn interest on your account, Quick loan applications, Deposit checks from your phone, Multiple savings accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### OffRisk

[App page](https://appshunter.io/ios/app/offrisk-expense-tracker/id6791018595)

Effortlessly track your spending, create budgets, and gain insights into your financial habits. This app uses AI to scan receipts, offers personalized financial education, and provides visual reports to help you manage your money effectively.

**Highlights:** Instant expense and income logging, AI-powered receipt scanning, Customizable budget limits, Visual spending analytics, AI financial education assistant, Home Screen widget for balance check

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| OffRisk Pro — Monthly Plan | $2.99 | per month |
| OffRisk Pro — Annual Plan | $24.99 | per year |


## Frequently asked questions

### Is Banco Nexa free?

Banco Nexa is free to download, with no in-app purchases.

### Is OffRisk free?

OffRisk is free to download, with in-app purchases available.

### Which has better reviews, Banco Nexa or OffRisk?

Banco Nexa is rated higher. Banco Nexa averages 5.0 out of 5 from 25 ratings, while OffRisk averages 4.5 from 2 ratings.

### Do Banco Nexa or OffRisk have ads?

Neither Banco Nexa nor OffRisk shows ads.

### Which is updated more often, Banco Nexa or OffRisk?

Banco Nexa ships an update weekly, and OffRisk every 5 weeks. Most recently, Banco Nexa was updated on October 24, 2026 and OffRisk on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*