# SGI M(SGI서울보증) vs 쿨다운

The clearest difference is ads: SGI M(SGI서울보증) at none against 쿨다운's shown. SGI M(SGI서울보증) also leads on iOS requirement (13.0 vs 17.0). 쿨다운's advantage is update cadence (every 6 days vs every 2 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SGI M(SGI서울보증) ships an update every 2 months, 쿨다운 every 6 days. The most recent releases landed on October 25, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | SGI M(SGI서울보증) | 쿨다운 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (5 ratings)](https://appshunter.io/ios/app/sgi-msgi/id6443694425/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 52.2% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 6 days** |
| Monetization | Free | — |
| Size | 80 MB | 5 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [SGI서울보증](https://appshunter.io/developer/638584684) | [changhyeon lee](https://appshunter.io/developer/1790654635) |

## What reviewers say

### SGI M(SGI서울보증)

[App page](https://appshunter.io/ios/app/sgi-msgi/id6443694425)

Manage your insurance contracts conveniently from your smartphone. Offers secure login options and electronic signing for various services, including new online-exclusive product sales. Contact customer service for assistance.

**Highlights:** Insurance contract management, Secure login via financial certificate or phone verification, Quick login with Kakao/Naver, Electronic signing with various certificates, New online-exclusive product sales

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 쿨다운

[App page](https://appshunter.io/ios/app/id6787389965)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SGI M(SGI서울보증) free?

SGI M(SGI서울보증) is free to download, with no in-app purchases.

### Is 쿨다운 free?

쿨다운 is free to download, with no in-app purchases.

### Do SGI M(SGI서울보증) or 쿨다운 have ads?

쿨다운 shows ads; SGI M(SGI서울보증) does not.

### Which is updated more often, SGI M(SGI서울보증) or 쿨다운?

SGI M(SGI서울보증) ships an update every 2 months, and 쿨다운 every 6 days. Most recently, SGI M(SGI서울보증) was updated on October 25, 2026 and 쿨다운 on October 9, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*