# Arival vs Merchant.app

The clearest difference is review sentiment: Merchant.app at 50% against Arival's 0%. Merchant.app also leads on rating (4.5 vs 3.8) and iOS requirement (15.1 vs 17.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Merchant.app holds the better App Store score, 4.5 against 3.8. Both are backed by a comparable volume of ratings — 10 and 8 respectively. Written reviews point the same way: 0% of Arival's written reviews are positive against 50% of Merchant.app's.

Arival ships an update every 3 weeks, Merchant.app every 2 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Arival | Merchant.app |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (10 ratings)](https://appshunter.io/ios/app/arival/id6443695634/reviews) | **[4.5 (8 ratings)](https://appshunter.io/ios/app/merchantapp/id6443734854/reviews)** |
| Number of ratings | **10** | 8 |
| Positive reviews | 0.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 127 MB | 160 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Arivalbank](https://appshunter.io/developer/1550272442) | [Merchant Platforms, Inc.](https://appshunter.io/developer/1648883273) |

## What reviewers say

### Arival

[App page](https://appshunter.io/ios/app/arival/id6443695634)

A digital banking platform for global businesses and individuals. Open accounts online, manage multiple entities, and conduct seamless domestic and cross-border transactions. Offers enhanced security and premium account options.

**Highlights:** Online account opening, Multi-entity account management, Domestic and cross-border payments, Transaction history tracking, Enhanced security features, Premium account options

**In-app purchases:** none


### Merchant.app

[App page](https://appshunter.io/ios/app/merchantapp/id6443734854)

This app streamlines payment processing for businesses, allowing for quick transactions via terminal, text, or email. It offers a real-time dashboard to monitor all business transactions and refunds, ensuring secure and efficient customer payments.

**Highlights:** Process payments via terminal, text, or email, Lightning-fast transactions, Customer payments via phone or email, Real-time transaction dashboard, Refund tracking, Industry-leading data security

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Arival free?

Arival is free to download, with no in-app purchases.

### Is Merchant.app free?

Merchant.app is free to download, with no in-app purchases.

### Which has better reviews, Arival or Merchant.app?

Merchant.app is rated higher. Arival averages 3.8 out of 5 from 10 ratings, while Merchant.app averages 4.5 from 8 ratings.

### Do Arival or Merchant.app have ads?

Neither Arival nor Merchant.app shows ads.

### Which is updated more often, Arival or Merchant.app?

Arival ships an update every 3 weeks, and Merchant.app every 2 weeks. Most recently, Arival was updated on October 23, 2026 and Merchant.app on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*