# OFB vs Alliance Pay

The clearest difference is rating: OFB at 4.4 against Alliance Pay's 3.1. OFB also leads on ads (none vs shown) and review sentiment (42% vs 9%). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OFB holds the better App Store score, 4.4 against 3.1. That said, the two scores are not equally well evidenced: OFB has 182 ratings behind it against 28, so its average is the more settled of the two. Written reviews point the same way: 42% of OFB's written reviews are positive against 9% of Alliance Pay's.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 19, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | OFB | Alliance Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (182 ratings)](https://appshunter.io/ios/app/ofb/id6443708765/reviews)** | [3.1 (28 ratings)](https://appshunter.io/ios/app/alliance-pay/id6469618319/reviews) |
| Number of ratings | **182** | 28 |
| Positive reviews | **42.4% of reviews** | 9.1% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free | Free |
| Size | 118 MB | 315 MB |
| Requires iOS | 16 | **15.6** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [OFB](https://appshunter.io/developer/1254115361) | [АКБ "ASIA ALLIANCE BANK"](https://appshunter.io/developer/1257062915) |

## What reviewers say

### OFB

[App page](https://appshunter.io/ios/app/ofb/id6443708765)

Manage all your financial needs in one place. Pay bills, exchange currency, send money internationally, and access online loans and savings accounts with competitive terms. Enjoy convenience and выгодные условия for all your transactions.

**Highlights:** Over 1000 services, Online bill payments, Currency exchange, International money transfers, Online loans, Online savings accounts

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Good job!
- 👍 Good
- 👍 Yaxshi
- 👍 Отлично
- 👍 Good design

**What reviewers complain about**

- 🐛 Crashes frequently
- 🐛 Unusable app
- 🐛 Server errors
- 🐛 Zero balance shown
- 🐛 App not opening

**Reported bugs**

- App crashes when trying to pass identification
- Money stuck in account
- Internal server error message
- Periodically shows zero balance on cards
- Does not show card at all

**Requested features**

- More features
- Allow registration from abroad
- Fix identification for non-residents
- Improve currency conversion
- Allow Visa to Visa transfers


### Alliance Pay

[App page](https://appshunter.io/ios/app/alliance-pay/id6469618319)

This banking application allows users to access a wide range of financial services online, anytime. Manage accounts, make payments, transfer funds, and even apply for new cards or deposits through a user-friendly interface. It offers features like contactless payments, bill payments with cashback, and secure fund transfers.

**Highlights:** Online identification, Widget customization, Push notifications, Payment for 600+ services, Cashback on utility payments, Contactless payments (HumoPay), Fund transfers (P2P, SWIFT), Online card and deposit applications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is OFB free?

OFB is free to download, with no in-app purchases.

### Is Alliance Pay free?

Alliance Pay is free to download, with no in-app purchases.

### Which has better reviews, OFB or Alliance Pay?

OFB is rated higher. OFB averages 4.4 out of 5 from 182 ratings, while Alliance Pay averages 3.1 from 28 ratings.

### Do OFB or Alliance Pay have ads?

Alliance Pay shows ads; OFB does not.

### Which is updated more often, OFB or Alliance Pay?

OFB ships an update every 2 weeks, and Alliance Pay every 2 weeks. Most recently, OFB was updated on October 19, 2026 and Alliance Pay on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*