# Merchant.app vs Tipon Payments

Merchant.app and Tipon Payments both sit at 5.0 stars, but that hides the real split: 100% of Tipon Payments's written reviews are positive against 50% of Merchant.app's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Merchant.app against 5.0 for Tipon Payments. Both are backed by a comparable volume of ratings — 6 and 3 respectively. Written reviews are what separate them: 50% of Merchant.app's written reviews are positive against 100% of Tipon Payments's.

Merchant.app ships an update every 2 weeks, Tipon Payments fortnightly. The most recent releases landed on July 8, 2026 and June 4, 2026 respectively.

## The numbers

| Metric | Merchant.app | Tipon Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (6 ratings)](https://appshunter.io/ios/app/merchantapp/id6443734854/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/tipon-payments/id6575383064/reviews) |
| Number of ratings | **6** | 3 |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 84 MB | 29 MB |
| Requires iOS | **13.4** | 14.0.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Merchant Platforms, Inc.](https://appshunter.io/developer/1648883273) | [Tipon Inc.](https://appshunter.io/developer/1739938062) |

## What reviewers say

### Merchant.app

[App page](https://appshunter.io/ios/app/merchantapp/id6443734854)

This app streamlines payment processing for businesses, allowing for quick transactions via terminal, text, or email. It offers a real-time dashboard to monitor all business transactions and refunds, ensuring secure and efficient customer payments.

**Highlights:** Process payments via terminal, text, or email, Lightning-fast transactions, Customer payments via phone or email, Real-time transaction dashboard, Refund tracking, Industry-leading data security

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Tipon Payments

[App page](https://appshunter.io/ios/app/tipon-payments/id6575383064)

Accept tips digitally through QR codes or NFC tags. Receive instant notifications, access earnings quickly, and gather customer feedback to enhance service. Built on Stripe for secure payouts, it's perfect for service professionals.

**Highlights:** Cashless tipping via QR code, NFC tipping support, Real-time earning notifications, Instant access to earnings, Integrated customer feedback, Secure Stripe payouts

**In-app purchases:** none


## Frequently asked questions

### Is Merchant.app free?

Merchant.app is free to download, with no in-app purchases.

### Is Tipon Payments free?

Tipon Payments is free to download, with no in-app purchases.

### Which has better reviews, Merchant.app or Tipon Payments?

Merchant.app and Tipon Payments are both rated 5.0 out of 5 on the App Store, from 6 and 3 ratings respectively.

### Do Merchant.app or Tipon Payments have ads?

Neither Merchant.app nor Tipon Payments shows ads.

### Which is updated more often, Merchant.app or Tipon Payments?

Merchant.app ships an update every 2 weeks, and Tipon Payments fortnightly. Most recently, Merchant.app was updated on July 8, 2026 and Tipon Payments on June 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*