# PaySitters vs First Creek Lending

The clearest difference is iOS requirement: PaySitters at 14.0 against First Creek Lending's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PaySitters ships an update every 5 weeks, First Creek Lending every 2 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | PaySitters | First Creek Lending |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (5 ratings)](https://appshunter.io/ios/app/paysitters/id6443752126/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | Free | — |
| Size | 130 MB | 102 MB |
| Requires iOS | **14.0** | 18.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [PaySitters](https://appshunter.io/developer/1649053145) | [First Continental](https://appshunter.io/developer/1439475635) |

## What reviewers say

### PaySitters

[App page](https://appshunter.io/ios/app/paysitters/id6443752126)

This app helps you manage your bills to avoid late fees and reduce financial stress. It aims to improve your quality of life by promoting financial stability.

**Highlights:** Bill payment tracking, Late fee avoidance, Stress reduction, Financial stability improvement, Finance management

**Features:** macOS Compatibility

**In-app purchases:** none


### First Creek Lending

[App page](https://appshunter.io/ios/app/first-creek-lending/id6738571749)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PaySitters free?

PaySitters is free to download, with no in-app purchases.

### Is First Creek Lending free?

First Creek Lending is free to download, with no in-app purchases.

### Do PaySitters or First Creek Lending have ads?

Neither PaySitters nor First Creek Lending shows ads.

### Which is updated more often, PaySitters or First Creek Lending?

PaySitters ships an update every 5 weeks, and First Creek Lending every 2 months. Most recently, PaySitters was updated on November 3, 2026 and First Creek Lending on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*