# Microcredit vs Loan Interest Guide

The clearest difference is in-app purchases: Microcredit at none against Loan Interest Guide's 4. Microcredit also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. Loan Interest Guide sells 4 in-app purchases, starting at $0.99 per month. Microcredit asks for nothing beyond the download.

Microcredit ships an update every 3 weeks, Loan Interest Guide fortnightly. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Microcredit | Loan Interest Guide |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.1 (20 ratings)](https://appshunter.io/ios/app/loan-interest-guide/id6451242354/reviews)** |
| Number of ratings | — | **20** |
| Positive reviews | — | 94.4% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | — | Free with in-app purchases |
| Size | 21 MB | 65 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [ON CLICK SOLUCIONS SL](https://appshunter.io/developer/1156876403) | [鲁 黄](https://appshunter.io/developer/1696562503) |

## What reviewers say

### Microcredit

[App page](https://appshunter.io/ios/app/microcredit/id6443781651)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Loan Interest Guide

[App page](https://appshunter.io/ios/app/loan-interest-guide/id6451242354)

Understand the true cost of your loans and compare repayment strategies. This app helps you demystify interest calculations, avoid hidden fees, and make informed financial decisions to save more.

**Highlights:** Interest calculation methods guide, Precise loan interest calculator, APR to monthly interest rate conversion, Best loan plan finder, Rate and prepayment simulators, Ad-free experience (premium)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Loan Interest Advanced | $0.99 | per month |
| Loan Interest Plus | $3.99 | per year |
| Loan Strategy Tool Pro | $3.99 | one-time |
| Loan Insights: Lifetime | $5.99 | one-time |


## Frequently asked questions

### Is Microcredit free?

Microcredit is free to download, with no in-app purchases.

### Is Loan Interest Guide free?

Loan Interest Guide is free to download, with in-app purchases available.

### Do Microcredit or Loan Interest Guide have ads?

Loan Interest Guide shows ads; Microcredit does not.

### Which is updated more often, Microcredit or Loan Interest Guide?

Microcredit ships an update every 3 weeks, and Loan Interest Guide fortnightly. Most recently, Microcredit was updated on October 24, 2026 and Loan Interest Guide on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*