# Microcredit vs Loan Access

The clearest difference is device support: Microcredit at 3 against Loan Access's 1. Microcredit also leads on iOS requirement (15.6 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 7, 2026 and May 18, 2026 respectively.

## The numbers

| Metric | Microcredit | Loan Access |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Size | 21 MB | 4 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [ON CLICK SOLUCIONS SL](https://appshunter.io/developer/1156876403) | [Frieder Winterstein](https://appshunter.io/developer/1848364097) |

## What reviewers say

### Microcredit

[App page](https://appshunter.io/ios/app/microcredit/id6443781651)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Loan Access

[App page](https://appshunter.io/ios/app/loan-access/id6754460628)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Microcredit free?

Microcredit is free to download, with no in-app purchases.

### Is Loan Access free?

Loan Access is free to download, with no in-app purchases.

### Do Microcredit or Loan Access have ads?

Neither Microcredit nor Loan Access shows ads.

### Which is updated more often, Microcredit or Loan Access?

Microcredit ships an update every 3 months, and Loan Access every 3 months. Most recently, Microcredit was updated on October 7, 2026 and Loan Access on May 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*