# Simple Envelope Budgeting vs Digital Budget

The clearest difference is review sentiment: Digital Budget at 100% against Simple Envelope Budgeting's 38%. Digital Budget also leads on price (Free vs $2.99) and rating (5.0 vs 3.7). Simple Envelope Budgeting's advantage is in-app purchases (none vs 3). On ratings volume, ads, device support and iOS requirement there is nothing between them.

Digital Budget is free to download; Simple Envelope Budgeting costs $2.99 up front. Digital Budget sells 3 in-app purchases, starting at $1.99 per month. Simple Envelope Budgeting asks for nothing beyond the download.

Digital Budget holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 11 and 6 respectively. Written reviews point the same way: 38% of Simple Envelope Budgeting's written reviews are positive against 100% of Digital Budget's.

Simple Envelope Budgeting ships an update monthly, Digital Budget every 5 days. The most recent releases landed on September 10, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | Simple Envelope Budgeting | Digital Budget |
| --- | --- | --- |
| Price | $2.99 | **Free** |
| Rating | [3.7 (11 ratings)](https://appshunter.io/ios/app/simple-envelope-budgeting/id6443788334/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/digital-budget/id6444636956/reviews)** |
| Number of ratings | **11** | 6 |
| Positive reviews | 37.5% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 5 days** |
| Monetization | Paid | **Freemium** |
| Size | 4 MB | 6 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Frank Herring](https://appshunter.io/developer/1229497521) | [Bryant Foster](https://appshunter.io/developer/1624619684) |

## What reviewers say

### Simple Envelope Budgeting

[App page](https://appshunter.io/ios/app/simple-envelope-budgeting/id6443788334)

Digitize your financial efforts with this straightforward budgeting app. It uses a color-coded envelope system to help you track spending, set savings goals, and avoid going over budget. Syncs across devices without ads or in-app purchases.

**Highlights:** iCloud Sync, Savings Goals, Color-Coded Envelopes, Budget Overspend Indicator, Search Function, Ad-Free Experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Digital Budget

[App page](https://appshunter.io/ios/app/digital-budget/id6444636956)

Manage your finances with a personal budgeting app that allows you to track income, expenses, and set aside money for specific purposes. Plan for future 'what-if' scenarios and visualize your spending habits with helpful charts. Syncs data across iCloud-enabled devices.

**Highlights:** Monthly budget planning, Envelope spending tracking, Scenario builder for future planning, Graphical spending trend analysis, Home and Lock Screen widgets, Apple Watch companion app, Siri Shortcuts integration

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Pass - Monthly | $1.99 | per month |
| Budget Pass - Yearly | $19.99 | per year |
| Lifetime Unlock | $39.99 | one-time |


## Frequently asked questions

### Is Simple Envelope Budgeting free?

Simple Envelope Budgeting costs $2.99, with no in-app purchases.

### Is Digital Budget free?

Digital Budget is free to download, with in-app purchases available.

### Which has better reviews, Simple Envelope Budgeting or Digital Budget?

Digital Budget is rated higher. Simple Envelope Budgeting averages 3.7 out of 5 from 11 ratings, while Digital Budget averages 5.0 from 6 ratings.

### Do Simple Envelope Budgeting or Digital Budget have ads?

Neither Simple Envelope Budgeting nor Digital Budget shows ads.

### Which is updated more often, Simple Envelope Budgeting or Digital Budget?

Simple Envelope Budgeting ships an update monthly, and Digital Budget every 5 days. Most recently, Simple Envelope Budgeting was updated on September 10, 2026 and Digital Budget on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*