# Simple Envelope Budgeting vs Envelope Budget

The clearest difference is review sentiment: Envelope Budget at 90% against Simple Envelope Budgeting's 38%. Envelope Budget also leads on price (Free vs $2.99) and rating (4.6 vs 3.7). Simple Envelope Budgeting's advantage is in-app purchases (none vs 5). On ads, device support and iOS requirement there is nothing between them.

Envelope Budget is free to download; Simple Envelope Budgeting costs $2.99 up front. Envelope Budget sells 5 in-app purchases, starting at $9.99 per month. Simple Envelope Budgeting asks for nothing beyond the download.

Envelope Budget holds the better App Store score, 4.6 against 3.7. Both are backed by a comparable volume of ratings — 11 and 47 respectively. Written reviews point the same way: 38% of Simple Envelope Budgeting's written reviews are positive against 90% of Envelope Budget's.

Simple Envelope Budgeting ships an update every 5 weeks, Envelope Budget every 4 days. Both last shipped on November 3, 2026.

## The numbers

| Metric | Simple Envelope Budgeting | Envelope Budget |
| --- | --- | --- |
| Price | $2.99 | **Free** |
| Rating | [3.7 (11 ratings)](https://appshunter.io/ios/app/simple-envelope-budgeting/id6443788334/reviews) | **[4.6 (47 ratings)](https://appshunter.io/ios/app/envelope-budget-kualia/id6466455367/reviews)** |
| Number of ratings | 11 | **47** |
| Positive reviews | 37.5% of reviews | **89.7% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 4 days** |
| Monetization | **Paid** | Subscription |
| Size | 6 MB | 45 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Frank Herring](https://appshunter.io/developer/1229497521) | [Kualia, Inc.](https://appshunter.io/developer/1707407810) |

## What reviewers say

### Simple Envelope Budgeting

[App page](https://appshunter.io/ios/app/simple-envelope-budgeting/id6443788334)

Digitize your financial planning with this budgeting app. It uses the envelope method to help you track spending, set savings goals, and avoid overspending. Syncs across devices and is ad-free.

**Highlights:** iCloud sync across devices, Savings goals, Color-coded envelopes, Transaction filtering, Over budget indicator, No ads or in-app purchases

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases:** none


### Envelope Budget

[App page](https://appshunter.io/ios/app/envelope-budget-kualia/id6466455367)

Effortlessly manage your finances with an envelope budgeting system. Link accounts, track spending, and fund categories with ease. Gain clarity on your financial standing with insightful reports and a user-friendly interface.

**Highlights:** Envelope budgeting system, Unlimited spending categories, Track expenses, income, debt, and bills, Automatic bank syncing via Plaid, Net worth tracking, Spending trend reports

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Kualia Pro Month | $9.99 | per month |
| Kualia Pro Monthly | $9.99 | per month |
| Kualia Pro Year | $79.99 | per year |
| Kualia Pro Year | $79.99 | per year |
| Kualia Pro Lifetime | $199.99 | one-time |


## Frequently asked questions

### Is Simple Envelope Budgeting free?

Simple Envelope Budgeting costs $2.99, with no in-app purchases.

### Is Envelope Budget free?

Envelope Budget is free to download, with in-app purchases available.

### Which has better reviews, Simple Envelope Budgeting or Envelope Budget?

Envelope Budget is rated higher. Simple Envelope Budgeting averages 3.7 out of 5 from 11 ratings, while Envelope Budget averages 4.6 from 47 ratings.

### Do Simple Envelope Budgeting or Envelope Budget have ads?

Neither Simple Envelope Budgeting nor Envelope Budget shows ads.

### Which is updated more often, Simple Envelope Budgeting or Envelope Budget?

Simple Envelope Budgeting ships an update every 5 weeks, and Envelope Budget every 4 days. Most recently, Simple Envelope Budgeting was updated on November 3, 2026 and Envelope Budget on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*