# Penpay vs GT e

Penpay and GT e are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Penpay ships an update monthly, GT e fortnightly. The most recent releases landed on October 2, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Penpay | GT e |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (587 ratings)](https://appshunter.io/ios/app/gt-e-token-plus/id6760703670/reviews)** |
| Number of ratings | — | **587** |
| Positive reviews | — | 53.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | — | Free |
| Size | 36 MB | 55 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Awabah LTD](https://appshunter.io/developer/1649724448) | [Guaranty Trust Bank PLC](https://appshunter.io/developer/662878574) |

## What reviewers say

### Penpay

[App page](https://appshunter.io/ios/app/penpay/id6443828027)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### GT e

[App page](https://appshunter.io/ios/app/gt-e-token-plus/id6760703670)

This app generates secure one-time passwords (OTPs) for authenticating electronic transactions like online and mobile banking. It offers a convenient alternative to hardware tokens, providing 24/7 access to banking services after a simple activation process.

**Highlights:** Generates One-Time Passwords (OTPs), Authenticates electronic transactions, Alternative to hardware tokens, Supports web, internet, and mobile banking, Secure 6-digit passcode login, 24/7 banking access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Penpay free?

Penpay is free to download, with no in-app purchases.

### Is GT e free?

GT e is free to download, with no in-app purchases.

### Do Penpay or GT e have ads?

Neither Penpay nor GT e shows ads.

### Which is updated more often, Penpay or GT e?

Penpay ships an update monthly, and GT e fortnightly. Most recently, Penpay was updated on October 2, 2026 and GT e on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*