# Penpay vs Olie Vault

The clearest difference is update cadence: Olie Vault at every 3 days against Penpay's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Penpay ships an update monthly, Olie Vault every 3 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Penpay | Olie Vault |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/olie-vault/id6762730560/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 days** |
| Monetization | — | Free |
| Size | 36 MB | 69 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Awabah LTD](https://appshunter.io/developer/1649724448) | [Olie Tech LLC](https://appshunter.io/developer/1846946988) |

## What reviewers say

### Penpay

[App page](https://appshunter.io/ios/app/penpay/id6443828027)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Olie Vault

[App page](https://appshunter.io/ios/app/olie-vault/id6762730560)

Manage Bitcoin and digital dollars with advanced security and transparency. Create dedicated accounts for goals, share funds with loved ones, and earn on your holdings. Offers layered security and a dedicated concierge service for members.

**Highlights:** Bitcoin management with fresh addresses, Hold and protect digital dollars (USDC), Send crypto to addresses or .eth names, Earn on USDC through Morpho protocol, Dedicated accounts for financial goals, Set aside funds for others, Layered security with passkey support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Penpay free?

Penpay is free to download, with no in-app purchases.

### Is Olie Vault free?

Olie Vault is free to download, with no in-app purchases.

### Do Penpay or Olie Vault have ads?

Neither Penpay nor Olie Vault shows ads.

### Which is updated more often, Penpay or Olie Vault?

Penpay ships an update monthly, and Olie Vault every 3 days. Most recently, Penpay was updated on October 24, 2026 and Olie Vault on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*