# Ammer Pay vs LubyPay

The clearest difference is update cadence: LubyPay at weekly against Ammer Pay's every 5 weeks. LubyPay also leads on iOS requirement (13.4 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ammer Pay ships an update every 5 weeks, LubyPay weekly. The most recent releases landed on October 27, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Ammer Pay | LubyPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/lubypay/id6499191671/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Weekly** |
| Monetization | — | Free |
| Size | 35 MB | 70 MB |
| Requires iOS | 15.0 | **13.4** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Ammer Technologies AG](https://appshunter.io/developer/1614701347) | [LubyAll LLC](https://appshunter.io/developer/1657171427) |

## What reviewers say

### Ammer Pay

[App page](https://appshunter.io/ios/app/ammer-pay/id6443859209)

**Features:** macOS Compatibility

**In-app purchases:** none


### LubyPay

[App page](https://appshunter.io/ios/app/lubypay/id6499191671)

This mobile e-wallet simplifies daily transactions with secure, convenient cashless payments. It offers a multi-currency wallet, instant fund additions, and various money transfer options, aiming to provide financial freedom.

**Highlights:** Secure cashless payments, Free multi-currency wallet, Instant fund addition, Send and request money, Money transfer services, Virtual card issuance

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Ammer Pay free?

Ammer Pay is free to download, with no in-app purchases.

### Is LubyPay free?

LubyPay is free to download, with no in-app purchases.

### Do Ammer Pay or LubyPay have ads?

Neither Ammer Pay nor LubyPay shows ads.

### Which is updated more often, Ammer Pay or LubyPay?

Ammer Pay ships an update every 5 weeks, and LubyPay weekly. Most recently, Ammer Pay was updated on October 27, 2026 and LubyPay on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*