# HSA Bank vs EggSpend

The clearest difference is rating: EggSpend at 5.0 against HSA Bank's 4.2. HSA Bank's advantage is ratings volume (1.7K vs 1) and iOS requirement (15.0 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EggSpend holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: HSA Bank has 1.7K ratings behind it against 1, so its average is the more settled of the two.

HSA Bank ships an update every 2 weeks, EggSpend weekly. The most recent releases landed on October 19, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | HSA Bank | EggSpend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (1.7K ratings)](https://appshunter.io/ios/app/hsa-bank/id6443886451/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/eggspend/id6786093379/reviews)** |
| Number of ratings | **1.7K** | 1 |
| Positive reviews | 8.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | Free | Free |
| Size | 151 MB | 6 MB |
| Requires iOS | **15.0** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Webster Bank®](https://appshunter.io/developer/585326608) | [Ryan Gunawan](https://appshunter.io/developer/6786093381) |

## What reviewers say

### HSA Bank

[App page](https://appshunter.io/ios/app/hsa-bank/id6443886451)

Manage your health and benefit accounts with ease. Access balances, track transactions, make contributions, and file claims. Plan for the future with investment management and a contribution planner tool.

**Highlights:** Account balance and transaction history, Contribution management, Reimbursement and claim filing, HSA investment management, Contribution Planner, Eligible expense search

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate
- 🚀 Clear and straightforward
- 💡 Helpful product eligibility scanner

**What reviewers complain about**

- 🐛 Frequent login issues
- 🔑 Lack of biometric login options
- 🔍 Poor visibility and readability
- 🤖 Feels like a web wrapper, not a true app
- 💾 Lost previous app data and receipts

**Reported bugs**

- Inconsistent login behavior
- Unreliable app performance and stability
- Inability to access or upload receipts

**Requested features**

- Add dark mode support
- Improve investment management features
- Streamline login and authentication process
- Optimize app layout and interface for mobile


### EggSpend

[App page](https://appshunter.io/ios/app/eggspend/id6786093379)

Track spending, manage budgets, and monitor your net worth with this personal finance app. It offers automatic subscription detection, cash-flow forecasting, and debt payoff planning. Your financial data is kept private and syncs securely via iCloud.

**Highlights:** Expense tracking, Budget management, Net worth calculation, Cash-flow forecasting, Automatic subscription detection, Debt payoff planning, Data privacy and offline access

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is HSA Bank free?

HSA Bank is free to download, with no in-app purchases.

### Is EggSpend free?

EggSpend is free to download, with no in-app purchases.

### Which has better reviews, HSA Bank or EggSpend?

EggSpend is rated higher. HSA Bank averages 4.2 out of 5 from 1.7K ratings, while EggSpend averages 5.0 from 1 ratings.

### Do HSA Bank or EggSpend have ads?

Neither HSA Bank nor EggSpend shows ads.

### Which is updated more often, HSA Bank or EggSpend?

HSA Bank ships an update every 2 weeks, and EggSpend weekly. Most recently, HSA Bank was updated on October 19, 2026 and EggSpend on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*