# Kokopay vs Monosend

The clearest difference is rating: Monosend at 4.4 against Kokopay's 4.0. Monosend also leads on update cadence (every 2 months vs every 5 months). Kokopay's advantage is monetization model (free vs ad-supported). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Monosend holds the better App Store score, 4.4 against 4.0. Both are backed by a comparable volume of ratings — 29 and 17 respectively. Written reviews split almost evenly too, at 75% and 75% positive.

Kokopay ships an update every 5 months, Monosend every 2 months. The most recent releases landed on September 22, 2026 and September 16, 2026 respectively.

## The numbers

| Metric | Kokopay | Monosend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (29 ratings)](https://appshunter.io/ios/app/kokopay/id6443886739/reviews) | **[4.4 (17 ratings)](https://appshunter.io/ios/app/monosend/id6670455872/reviews)** |
| Number of ratings | **29** | 17 |
| Positive reviews | 75.0% of reviews | 75.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 months** |
| Monetization | **Free** | Ad-supported |
| Size | 48 MB | 390 MB |
| Requires iOS | 15.6 | **15.5.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KOKOSEND LIMITED](https://appshunter.io/developer/1613055317) | [Monosend Tech Limited](https://appshunter.io/developer/1766396334) |

## What reviewers say

### Kokopay

[App page](https://appshunter.io/ios/app/kokopay/id6443886739)

This app offers a fast and secure platform for managing and paying bills across Africa. It consolidates various payment needs into a single, user-friendly interface.

**Highlights:** Fast bill payments, Secure transactions, All-in-one platform, African focus

**Features:** macOS Compatibility

**In-app purchases:** none


### Monosend

[App page](https://appshunter.io/ios/app/monosend/id6670455872)

Manage your finances with this comprehensive platform. Send and receive money, pay bills, and exchange currencies securely. Access a dedicated local account and a virtual USD card for global transactions.

**Highlights:** Dedicated Nigerian Account, Send & Receive Money, Utility Bills Payment, Virtual USD Card, Currency Exchange, Rands Deposits & Transfers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kokopay free?

Kokopay is free to download, with no in-app purchases.

### Is Monosend free?

Monosend is free to download, with no in-app purchases.

### Which has better reviews, Kokopay or Monosend?

Monosend is rated higher. Kokopay averages 4.0 out of 5 from 29 ratings, while Monosend averages 4.4 from 17 ratings.

### Do Kokopay or Monosend have ads?

Neither Kokopay nor Monosend shows ads.

### Which is updated more often, Kokopay or Monosend?

Kokopay ships an update every 5 months, and Monosend every 2 months. Most recently, Kokopay was updated on September 22, 2026 and Monosend on September 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*