# NOW by BCA Life vs PAM Plus

NOW by BCA Life and PAM Plus are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NOW by BCA Life ships an update every 6 weeks, PAM Plus monthly. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | NOW by BCA Life | PAM Plus |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Size | 121 MB | 57 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 12+ | 12+ |
| Developer | [Asuransi Jiwa BCA](https://appshunter.io/developer/1382857766) | [PT PAM Digital Teknologi](https://appshunter.io/developer/1366252081) |

## What reviewers say

### NOW by BCA Life

[App page](https://appshunter.io/ios/app/now-by-bca-life/id6443931701)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PAM Plus

[App page](https://appshunter.io/ios/app/pam-plus/id6444463802)

**In-app purchases:** none


## Frequently asked questions

### Is NOW by BCA Life free?

NOW by BCA Life is free to download, with no in-app purchases.

### Is PAM Plus free?

PAM Plus is free to download, with no in-app purchases.

### Do NOW by BCA Life or PAM Plus have ads?

Neither NOW by BCA Life nor PAM Plus shows ads.

### Which is updated more often, NOW by BCA Life or PAM Plus?

NOW by BCA Life ships an update every 6 weeks, and PAM Plus monthly. Most recently, NOW by BCA Life was updated on October 27, 2026 and PAM Plus on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*