# BPI vs Mashreq Pakistan

The clearest difference is ratings volume: BPI at 18K against Mashreq Pakistan's 98. Mashreq Pakistan's advantage is update cadence (every 3 weeks vs every 2 months) and review sentiment (38% vs 27%). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for BPI against 4.6 for Mashreq Pakistan. That said, the two scores are not equally well evidenced: BPI has 18K ratings behind it against 98, so its average is the more settled of the two. Written reviews are what separate them: 27% of BPI's written reviews are positive against 38% of Mashreq Pakistan's.

BPI ships an update every 2 months, Mashreq Pakistan every 3 weeks. Both last shipped on October 21, 2026.

## The numbers

| Metric | BPI | Mashreq Pakistan |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (18K ratings)](https://appshunter.io/ios/app/bpi/id6443950982/reviews)** | [4.6 (98 ratings)](https://appshunter.io/ios/app/mashreq-pakistan/id6737812546/reviews) |
| Number of ratings | **18K** | 98 |
| Positive reviews | 27.0% of reviews | **37.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 197 MB | 228 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Bank of the Philippine Islands](https://appshunter.io/developer/459690073) | [Mashreq Bank PSC](https://appshunter.io/developer/378549196) |

## What reviewers say

### BPI

[App page](https://appshunter.io/ios/app/bpi/id6443950982)

Manage your finances on the go with this comprehensive banking application. Open accounts, transfer funds, pay bills, and utilize QR payments. Features include AI-powered financial planning, investment services, and secure transaction authorization.

**Highlights:** Online account opening, QR payments, Money transfers, Scheduled transactions, AI personal finance manager, Investment services, Mobile key for authorization

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth transfer experience
- 🔒 Secure authentication
- 👍 Convenient mobile banking
- 🙌 Improved app design

**What reviewers complain about**

- 🐛 Frequent crashes
- 🤯 Frustrating registration process
- 🤔 Confusing UI changes
- 🙅‍♀️ Not OFW-friendly
- 💔 Downgrade from previous app

**Reported bugs**

- Unable to register device
- OTP not received
- Transactions not processing
- Compatibility issues with newer devices

**Requested features**

- Allow multiple device registration
- Provide email-based OTP option
- Restore copy-paste functionality
- Add dark mode option


### Mashreq Pakistan

[App page](https://appshunter.io/ios/app/mashreq-pakistan/id6737812546)

Manage your finances seamlessly and securely with this digital banking app. Open accounts instantly, earn competitive returns, and enjoy Shari'ah-compliant solutions. Transfer funds, pay bills, and access free ATM withdrawals across Pakistan.

**Highlights:** Instant digital account opening, Industry-leading returns on accounts, Shari'ah-compliant banking solutions, High daily transfer limits, Debit card application, 4,000+ biller payments, Free ATM withdrawals, 24/7 customer support

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is BPI free?

BPI is free to download, with no in-app purchases.

### Is Mashreq Pakistan free?

Mashreq Pakistan is free to download, with no in-app purchases.

### Which has better reviews, BPI or Mashreq Pakistan?

BPI is rated higher. BPI averages 4.8 out of 5 from 18K ratings, while Mashreq Pakistan averages 4.6 from 98 ratings.

### Do BPI or Mashreq Pakistan have ads?

Neither BPI nor Mashreq Pakistan shows ads.

### Which is updated more often, BPI or Mashreq Pakistan?

BPI ships an update every 2 months, and Mashreq Pakistan every 3 weeks. Most recently, BPI was updated on October 21, 2026 and Mashreq Pakistan on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*