# BPI vs Bernn

The clearest difference is in-app purchases: BPI at none against Bernn's 3. On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Bernn sells 3 in-app purchases, starting at $4.99 per month. BPI asks for nothing beyond the download.

## The numbers

| Metric | BPI | Bernn |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (18K ratings)](https://appshunter.io/ios/app/bpi/id6443950982/reviews)** | — |
| Number of ratings | **18K** | — |
| Positive reviews | 28.1% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | — |
| Monetization | Free | — |
| Size | 197 MB | 51 MB |
| Requires iOS | **16.0** | 16.4 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Bank of the Philippine Islands](https://appshunter.io/developer/459690073) | [Stalingrad Dollosa](https://appshunter.io/developer/6809531185) |

## What reviewers say

### BPI

[App page](https://appshunter.io/ios/app/bpi/id6443950982)

Manage your finances on the go with this comprehensive banking application. Open accounts, transfer funds, pay bills, and utilize QR payments. Features include AI-powered financial planning, investment services, and secure transaction authorization.

**Highlights:** Online account opening, QR payments, Money transfers, Scheduled transactions, AI personal finance manager, Investment services, Mobile key for authorization

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth transfer experience
- 🔒 Secure authentication
- 👍 Convenient mobile banking
- 🙌 Improved app design

**What reviewers complain about**

- 🐛 Frequent crashes
- 🤯 Frustrating registration process
- 🤔 Confusing UI changes
- 🙅‍♀️ Not OFW-friendly
- 💔 Downgrade from previous app

**Reported bugs**

- Unable to register device
- OTP not received
- Transactions not processing
- Compatibility issues with newer devices

**Requested features**

- Allow multiple device registration
- Provide email-based OTP option
- Restore copy-paste functionality
- Add dark mode option


### Bernn

[App page](https://appshunter.io/ios/app/bernn/id6809531183)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bernn Monthly | $4.99 | per month |
| Bernn Pro Yearly | $48.00 | per year |
| Bernn Lifetime Promo | $150.00 | one-time |


## Frequently asked questions

### Is BPI free?

BPI is free to download, with no in-app purchases.

### Is Bernn free?

Bernn is free to download, with in-app purchases available.

### Do BPI or Bernn have ads?

Neither BPI nor Bernn shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*