# Shellpoint vs Fidelity Mortgage Application

The clearest difference is device support: Shellpoint at 3 against Fidelity Mortgage Application's 1. Shellpoint also leads on iOS requirement (15.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Shellpoint ships an update monthly, Fidelity Mortgage Application every 2 months. The most recent releases landed on October 15, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Shellpoint | Fidelity Mortgage Application |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (17K ratings)](https://appshunter.io/ios/app/shellpoint/id6443957708/reviews)** | — |
| Number of ratings | **17K** | — |
| Positive reviews | 54.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | — |
| Size | 73 MB | 101 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Newrez LLC](https://appshunter.io/developer/1435999021) | [Emm Loans, LLC](https://appshunter.io/developer/1641756355) |

## What reviewers say

### Shellpoint

[App page](https://appshunter.io/ios/app/shellpoint/id6443957708)

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

**Highlights:** View loan account details, Make one-time payments, Schedule recurring payments, Access statements and documents, View recent account activity

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Straightforward payment process
- 👍 Convenient payment history
- 👍 Smooth system
- 👍 Easy payment service

**What reviewers complain about**

- 🐛 App crashes or doesn't load
- 🐛 Outdated and clunky interface
- 🐛 Slow performance
- 🐛 Lack of modern features
- 🐛 Unreliable customer service

**Reported bugs**

- Unable to access loan information
- Keyboard not working in app
- Login issues, unable to log in

**Requested features**

- Ability to set up and save multiple accounts
- Push notifications for due dates
- Clearer payment history breakdown
- Partial payment option


### Fidelity Mortgage Application

[App page](https://appshunter.io/ios/app/fidelity-mortgage-application/id6444266037)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Shellpoint free?

Shellpoint is free to download, with no in-app purchases.

### Is Fidelity Mortgage Application free?

Fidelity Mortgage Application is free to download, with no in-app purchases.

### Do Shellpoint or Fidelity Mortgage Application have ads?

Neither Shellpoint nor Fidelity Mortgage Application shows ads.

### Which is updated more often, Shellpoint or Fidelity Mortgage Application?

Shellpoint ships an update monthly, and Fidelity Mortgage Application every 2 months. Most recently, Shellpoint was updated on October 15, 2026 and Fidelity Mortgage Application on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*