# Cino vs Settle up, Split rent wisely

The clearest difference is in-app purchases: Cino at none against Settle up, Split rent wisely's 5. Cino also leads on rating (5.0 vs 4.7). Settle up, Split rent wisely's advantage is review sentiment (99% vs 88%) and ratings volume (54 vs 9). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Settle up, Split rent wisely sells 4 in-app purchases, starting at $4.99 per month. Cino asks for nothing beyond the download.

Cino holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Settle up, Split rent wisely has 54 ratings behind it against 9, so its average is the more settled of the two. Written reviews complicate that: 88% of Cino's written reviews are positive against 99% of Settle up, Split rent wisely's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on September 17, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Cino | Settle up, Split rent wisely |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (9 ratings)](https://appshunter.io/ios/app/cino-split-bills-instantly/id6443988744/reviews)** | [4.7 (54 ratings)](https://appshunter.io/ios/app/settle-up-split-rent-wisely/id6477442217/reviews) |
| Number of ratings | 9 | **54** |
| Positive reviews | 87.5% of reviews | **98.6% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 161 MB | 137 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Freerange Lamas OÜ](https://appshunter.io/developer/1639139741) | [CANOPAS SOFTWARE LLP](https://appshunter.io/developer/1570951266) |

## What reviewers say

### Cino

[App page](https://appshunter.io/ios/app/cino-split-bills-instantly/id6443988744)

This app simplifies splitting bills among friends, housemates, and partners. It allows instant settlement via Apple Pay or Google Pay, ensuring no one owes anyone after payment. Users can customize split ratios and avoid foreign transaction fees.

**Highlights:** Instant bill splitting, Group payment cards, Apple Pay/Google Pay integration, Customizable split ratios, No upfront payment required, Avoid foreign transaction fees, Add/remove participants easily

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Settle up, Split rent wisely

[App page](https://appshunter.io/ios/app/settle-up-split-rent-wisely/id6477442217)

Easily split expenses and manage shared finances with groups, roommates, or partners. Track all shared costs transparently and know exactly who owes whom, simplifying settlement and eliminating awkward conversations.

**Highlights:** Instant bill splitting (equal or custom), Track shared expenses, Know who owes whom, Settle up with clear balances, Add multiple payers and uneven splits, Scan receipts to add expenses, Itemized expense tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splito Pro 1 Month | $4.99 | per month |
| Splito Pro 1 Year | $14.99 | per year |
| Splito Pro 1 Year | $24.99 | per year |
| Pro Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is Cino free?

Cino is free to download, with no in-app purchases.

### Is Settle up, Split rent wisely free?

Settle up, Split rent wisely is free to download, with in-app purchases available.

### Which has better reviews, Cino or Settle up, Split rent wisely?

Cino is rated higher. Cino averages 5.0 out of 5 from 9 ratings, while Settle up, Split rent wisely averages 4.7 from 54 ratings.

### Do Cino or Settle up, Split rent wisely have ads?

Neither Cino nor Settle up, Split rent wisely shows ads.

### Which is updated more often, Cino or Settle up, Split rent wisely?

Cino ships an update every 2 weeks, and Settle up, Split rent wisely every 2 weeks. Most recently, Cino was updated on September 17, 2026 and Settle up, Split rent wisely on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*