# Cino vs Billy

The clearest difference is in-app purchases: Cino at none against Billy's 3. Cino also leads on ratings volume (9 vs 2). Billy's advantage is review sentiment (100% vs 88%) and device support (3 vs 1). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Billy sells 3 one-off in-app purchases. Cino asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Cino against 5.0 for Billy. Both are backed by a comparable volume of ratings — 9 and 2 respectively. Written reviews are what separate them: 88% of Cino's written reviews are positive against 100% of Billy's.

Both ship on a similar rhythm, roughly every 11 days. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Cino | Billy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (9 ratings)](https://appshunter.io/ios/app/cino-split-bills-instantly/id6443988744/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/billy-bill-splitter/id6736915357/reviews) |
| Number of ratings | **9** | 2 |
| Positive reviews | 87.5% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 11 days | Every 11 days |
| Monetization | Free | Free |
| Size | 159 MB | 39 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Freerange Lamas OÜ](https://appshunter.io/developer/1639139741) | [Sungtae Kim](https://appshunter.io/developer/1773812036) |

## What reviewers say

### Cino

[App page](https://appshunter.io/ios/app/cino-split-bills-instantly/id6443988744)

Effortlessly split bills with friends, partners, and housemates. This app allows instant settlement directly from each person's bank account, eliminating the need to chase payments or pool money. Customize split ratios and avoid foreign transaction fees.

**Highlights:** Instant bill splitting, Direct bank account settlement, Customizable split ratios, No need to pool money, Avoid foreign transaction fees, Add/remove people easily, Roulette feature for bill assignment

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Billy

[App page](https://appshunter.io/ios/app/billy-bill-splitter/id6736915357)

Effortlessly divide expenses from receipts by snapping a photo. The app automatically scans items, allows easy assignment to friends, and calculates exact amounts owed, including tip and tax. Share clear summaries instantly without needing to log in.

**Highlights:** Scan receipts with a photo, Automatic line item extraction, Assign items to individuals, Calculate tip and tax, Instant total calculation, Shareable expense summaries

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 5 Credits | $1.99 | one-time |
| 10 Credits | $2.99 | one-time |
| 20 Credits | $3.99 | one-time |


## Frequently asked questions

### Is Cino free?

Cino is free to download, with no in-app purchases.

### Is Billy free?

Billy is free to download, with in-app purchases available.

### Which has better reviews, Cino or Billy?

Cino and Billy are both rated 5.0 out of 5 on the App Store, from 9 and 2 ratings respectively.

### Do Cino or Billy have ads?

Neither Cino nor Billy shows ads.

### Which is updated more often, Cino or Billy?

Cino ships an update every 11 days, and Billy every 11 days. Most recently, Cino was updated on November 3, 2026 and Billy on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*