# Cino vs Chippy Split

The clearest difference is in-app purchases: Cino at none against Chippy Split's 1. Chippy Split's advantage is review sentiment (100% vs 88%). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Chippy Split sells 1 in-app purchase, starting at $1.99 per month. Cino asks for nothing beyond the download.

Cino ships an update every 2 weeks, Chippy Split weekly. The most recent releases landed on October 4, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Cino | Chippy Split |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (9 ratings)](https://appshunter.io/ios/app/cino-split-bills-instantly/id6443988744/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 87.5% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 162 MB | 87 MB |
| Requires iOS | **15.5** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Freerange Lamas OÜ](https://appshunter.io/developer/1639139741) | [Aman Khan](https://appshunter.io/developer/1838878555) |

## What reviewers say

### Cino

[App page](https://appshunter.io/ios/app/cino-split-bills-instantly/id6443988744)

This app simplifies splitting bills among friends, housemates, and partners. It allows instant settlement via Apple Pay or Google Pay, ensuring no one owes anyone after payment. Users can customize split ratios and avoid foreign transaction fees.

**Highlights:** Instant bill splitting, Group payment cards, Apple Pay/Google Pay integration, Customizable split ratios, No upfront payment required, Avoid foreign transaction fees, Add/remove participants easily

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Chippy Split

[App page](https://appshunter.io/ios/app/chippy-split/id6752320999)

Easily manage shared expenses with friends, roommates, and groups. Split bills instantly, track balances in real-time, and settle debts without confusion. Organize expenses by group and get clear overviews of all shared spending.

**Highlights:** Instant bill splitting, Flexible splitting options, Organize expenses by groups, Real-time balance tracking, Payment reminders, Expense history and reports, Receipt import

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Chippy Pro | $1.99 | per month |


## Frequently asked questions

### Is Cino free?

Cino is free to download, with no in-app purchases.

### Is Chippy Split free?

Chippy Split is free to download, with in-app purchases available.

### Do Cino or Chippy Split have ads?

Neither Cino nor Chippy Split shows ads.

### Which is updated more often, Cino or Chippy Split?

Cino ships an update every 2 weeks, and Chippy Split weekly. Most recently, Cino was updated on October 4, 2026 and Chippy Split on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*