# Cino vs Pay with Sublime

The clearest difference is rating: Cino at 5.0 against Pay with Sublime's 4.7. Cino also leads on iOS requirement (16.0 vs 18.5). Pay with Sublime's advantage is ratings volume (225 vs 9) and monetization model (free vs ad-supported). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cino holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Pay with Sublime has 225 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 88% of Cino's written reviews are positive against 86% of Pay with Sublime's.

Cino ships an update every 2 weeks, Pay with Sublime every 9 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Cino | Pay with Sublime |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (9 ratings)](https://appshunter.io/ios/app/cino-split-bills-instantly/id6443988744/reviews)** | [4.7 (225 ratings)](https://appshunter.io/ios/app/pay-with-sublime/id6753262106/reviews) |
| Number of ratings | 9 | **225** |
| Positive reviews | **87.5% of reviews** | 85.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 9 days** |
| Monetization | Ad-supported | **Free** |
| Size | 159 MB | 61 MB |
| Requires iOS | **16.0** | 18.5 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 17+ | 17+ |
| Developer | [Freerange Lamas OÜ](https://appshunter.io/developer/1639139741) | [Sublime Payments Company](https://appshunter.io/developer/1843249098) |

## What reviewers say

### Cino

[App page](https://appshunter.io/ios/app/cino-split-bills-instantly/id6443988744)

This app simplifies splitting bills among friends, housemates, and partners. It allows instant settlement via Apple Pay or Google Pay, ensuring no one owes anyone after payment. Users can customize split ratios and avoid foreign transaction fees.

**Highlights:** Instant bill splitting, Group payment cards, Apple Pay/Google Pay integration, Customizable split ratios, No upfront payment required, Avoid foreign transaction fees, Add/remove participants easily

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Pay with Sublime

[App page](https://appshunter.io/ios/app/pay-with-sublime/id6753262106)

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

**Highlights:** Split bills into smaller payments, Earn 5% cash back on timely payments, Automatic bill negotiation, Finds hidden savings, Subscription tracking and management, Due date alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cino free?

Cino is free to download, with no in-app purchases.

### Is Pay with Sublime free?

Pay with Sublime is free to download, with no in-app purchases.

### Which has better reviews, Cino or Pay with Sublime?

Cino is rated higher. Cino averages 5.0 out of 5 from 9 ratings, while Pay with Sublime averages 4.7 from 225 ratings.

### Do Cino or Pay with Sublime have ads?

Neither Cino nor Pay with Sublime shows ads.

### Which is updated more often, Cino or Pay with Sublime?

Cino ships an update every 2 weeks, and Pay with Sublime every 9 days. Most recently, Cino was updated on October 24, 2026 and Pay with Sublime on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*