# Cino vs Xpensy

The clearest difference is in-app purchases: Cino at none against Xpensy's 5. Cino also leads on ratings volume (9 vs 1). Xpensy's advantage is review sentiment (100% vs 88%). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Xpensy sells 5 in-app purchases, starting at $4.99 per month. Cino asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Cino against 5.0 for Xpensy. That said, the two scores are not equally well evidenced: Cino has 9 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 88% of Cino's written reviews are positive against 100% of Xpensy's.

Cino ships an update every 11 days, Xpensy every 10 days. The most recent releases landed on October 30, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Cino | Xpensy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (9 ratings)](https://appshunter.io/ios/app/cino-split-bills-instantly/id6443988744/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/xpensy-trip-tracker/id6761180051/reviews) |
| Number of ratings | **9** | 1 |
| Positive reviews | 87.5% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 11 days | **Every 10 days** |
| Monetization | Free | Free |
| Size | 159 MB | 95 MB |
| Requires iOS | **16.0** | 16.4 |
| Devices | iPhone | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Freerange Lamas OÜ](https://appshunter.io/developer/1639139741) | [Erez Cohen](https://appshunter.io/developer/6772463824) |

## What reviewers say

### Cino

[App page](https://appshunter.io/ios/app/cino-split-bills-instantly/id6443988744)

Effortlessly split bills with friends, partners, and housemates. This app allows instant settlement directly from each person's bank account, eliminating the need to chase payments or pool money. Customize split ratios and avoid foreign transaction fees.

**Highlights:** Instant bill splitting, Direct bank account settlement, Customizable split ratios, No need to pool money, Avoid foreign transaction fees, Add/remove people easily, Roulette feature for bill assignment

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Xpensy

[App page](https://appshunter.io/ios/app/xpensy-trip-tracker/id6761180051)

Effortlessly track and split expenses for group trips with AI-powered receipt scanning and multi-currency support. Organize spending, settle debts easily, and view insights with this offline-capable finance tool.

**Highlights:** AI Receipt Scanning, Multi-Currency Support, Fair Group Splitting, Offline Functionality, Expense Map, Data Export (PDF, Excel, CSV)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Xpensy Pro (Monthly) | $4.99 | per month |
| Xpensy Pro (Yearly) | $29.99 | per year |
| Unlock This Trip | $3.99 | one-time |
| Unlock Group | $6.99 | one-time |
| Xpensy Pro Lifetime | $79.99 | one-time |


## Frequently asked questions

### Is Cino free?

Cino is free to download, with no in-app purchases.

### Is Xpensy free?

Xpensy is free to download, with in-app purchases available.

### Which has better reviews, Cino or Xpensy?

Cino and Xpensy are both rated 5.0 out of 5 on the App Store, from 9 and 1 ratings respectively.

### Do Cino or Xpensy have ads?

Neither Cino nor Xpensy shows ads.

### Which is updated more often, Cino or Xpensy?

Cino ships an update every 11 days, and Xpensy every 10 days. Most recently, Cino was updated on October 30, 2026 and Xpensy on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*