# First State Bank vs CBMW

First State Bank and CBMW both sit at 4.8 stars, but that hides the real split: 100% of CBMW's written reviews are positive against 48% of First State Bank's. CBMW also leads on monetization model (ad-supported vs free with in-app purchases). First State Bank's advantage is ratings volume (2.2K vs 112). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for First State Bank against 4.8 for CBMW. That said, the two scores are not equally well evidenced: First State Bank has 2.2K ratings behind it against 112, so its average is the more settled of the two. Written reviews are what separate them: 48% of First State Bank's written reviews are positive against 100% of CBMW's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 3, 2026.

## The numbers

| Metric | First State Bank | CBMW |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.2K ratings)](https://appshunter.io/ios/app/first-state-bank/id6444011186/reviews)** | [4.8 (112 ratings)](https://appshunter.io/ios/app/cbmw/id6448734635/reviews) |
| Number of ratings | **2.2K** | 112 |
| Positive reviews | 47.8% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 197 MB | 198 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [FIRST STATE BANK (OH)](https://appshunter.io/developer/766857378) | [Citizens Bank of the Midwest](https://appshunter.io/developer/1685952560) |

## What reviewers say

### First State Bank

[App page](https://appshunter.io/ios/app/first-state-bank/id6444011186)

Manage your bank accounts securely on the go. View balances, transfer funds, deposit checks, and manage your debit card. Organize transactions with notes and photos, and set up custom alerts for important account activity.

**Highlights:** Real-time balance viewing, Fund transfers, Mobile check deposit, ATM/Debit card management, Transaction organization, Customizable alerts, Payment capabilities

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Great bank
- 🚀 Deposit checks without going to the bank
- 💡 Excellent service

**What reviewers complain about**

- 🐛 App not updated, balance and transactions delayed
- 🐛 App crashes, can't link accounts for transfers
- 🤔 Confusing new app design

**Reported bugs**

- App requires iOS 16.0 but many phones only support 15.8
- Card features had bugs that were later fixed

**Requested features**

- Bring back old app version
- Improve transaction visibility and timeliness


### CBMW

[App page](https://appshunter.io/ios/app/cbmw/id6448734635)

Manage your money with this financial tool. Organize transactions with tags and notes, set balance alerts, and make payments. Deposit checks, turn off your debit card, and view statements securely.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments to companies and friends, Transfer money between accounts, Deposit checks via photo, Temporarily disable debit card, View and save monthly statements

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is First State Bank free?

First State Bank is free to download, with no in-app purchases.

### Is CBMW free?

CBMW is free to download, with no in-app purchases.

### Which has better reviews, First State Bank or CBMW?

First State Bank is rated higher. First State Bank averages 4.8 out of 5 from 2.2K ratings, while CBMW averages 4.8 from 112 ratings.

### Do First State Bank or CBMW have ads?

Neither First State Bank nor CBMW shows ads.

### Which is updated more often, First State Bank or CBMW?

First State Bank ships an update monthly, and CBMW monthly. Most recently, First State Bank was updated on November 3, 2026 and CBMW on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*